8648 Croaker Rd, Williamsburg, VA 23188 Property Records

James City County property record for 8648 Croaker Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,403 sqft · built 2017
Lot Size	3.05 acres (133,119 sqft)
Owner	2 Individual Names on File
Last Sale	$416,000 (Oct 2018)
Tax Bill	$4,336 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-2 01-0-0021-B`

Property Details

APN / Parcel Number

Primary APN	`14-2 01-0-0021-B`
Alternative APN	`35185`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,403 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	133,119 sqft (3.05 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	35185
Street Address	8648 CROAKER RD
City	WILLIAMSBURG
State	VA
Zip	23188-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 GENERAL AGRICULTURE
Legal Description	L-3 8640 CROAKER RD SUBDIVISION
Legal Subdivision	ACREAGE LOTS STONEHOUSE
Legal Lot Number	3
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	2
Census Block	2001
Census Tract	80404

Owner

8648 Croaker Rd is owned and occupied by two individuals who bought it in October 2018.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8648 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Oct 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST BK
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Deed Document Number	180015980
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	8648 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number	0000016378
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8648 CROAKER RD WILLIAMSBURG VA 231881226, WILLIAMSBURG, VA 23188-1226

Mortgage

Document Number	0000016378
Date	Sep 28, 2020
Instrument	16378

Lender

Name	TRUIST BK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 27, 2048

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 5, 2018
Property Address	8648 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number	0000015980
Instrument Date	Oct 4, 2018
Instrument	15980
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8648 CROAKER RD WILLIAMSBURG VA 231881226, WILLIAMSBURG, VA 23188-1226

Mortgage

Document Number	15981
Date	Oct 5, 2018
Instrument	15981

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	8648 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number	0000018969
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000018969
Date	Sep 28, 2017
Instrument	18969

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8648 Croaker Rd was $4,336, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,336.00 (+6.4%)	$522,500 Land $111,400 Building $411,100	$522,500 Land $111,400 Building $411,100
2024	$4,075.00 (+21.24%)
2023	$3,361.00	$405,000 Land $86,400 Building $318,600	$405,000 Land $86,400 Building $318,600
2022	$3,361.00
2019	$3,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8648 Croaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8648 Croaker Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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