8640 Croaker Rd, Williamsburg, VA 23188 Property Records

James City County property record for 8640 Croaker Rd, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,308 sqft · built 2017
Lot Size3.05 acres (133,119 sqft)
Owner2 Individual Names on Record
Last Sale$665,000 (May 2025)
Tax Bill$5,146 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Jul 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN14-2 01-0-0021

Property Details

APN / Parcel Number

Primary APN14-2 01-0-0021
Alternative APN
  • 4766

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,308 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area133,119 sqft (3.05 acres)
Garage TypeAttached
Garage Area628 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4766
Street Address8640 CROAKER RD
CityWILLIAMSBURG
StateVA
Zip23188-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL
Legal DescriptionL-1 8640 CROAKER RD SUBDIVISION
Legal SubdivisionACREAGE LOTS STONEHOUSE
Legal Lot Number1
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group2
Census Block2001
Census Tract80404

Owner

Source: James City County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Jul 23, 2019Deed of Trust, Mortgage · VA Mortgage
ATLANTIC BAY MTG
Apr 2, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
ATLANTIC BAY MTG
Sep 27, 2017Deed of Trust, Mortgage · Line of Credit
UNION BK&TR
Sep 27, 2017Deed of Trust, Mortgage · Line of Credit
UNION BK&TR
Aug 8, 2017Warranty Deed, Transfer · Line of Credit
UNION BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on Record
Deed SaleMay 2, 2025 · Amount on Record
Prior SaleApr 2, 2018 · Amount on Record
Deed Document Number20255924
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202301913
DateFeb 27, 2023
Instrument202301913
Lender
NameSPRING EQ LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueApr 1, 2053
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number0000010865
Instrument DateJul 23, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 CROAKER RD WILLIAMSBURG VA 23188, WILLIAMSBURG, VA 23188

Mortgage

Document Number0000010865
DateJul 29, 2019
Instrument10865
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 28, 2049
Interest
Rate TypeFixed Rate

April 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateApr 2, 2018
Property Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number0000006343
Instrument DateMar 28, 2018
Instrument6343
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8640 CROAKER RD WILLIAMSBURG VA 231881226, WILLIAMSBURG, VA 23188-1226

Mortgage

Document Number6344
DateApr 2, 2018
Instrument6344
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number0000018968
Instrument DateSep 27, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000018968
DateSep 28, 2017
Instrument18968
Lender
NameUNION BK&TR
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number0000018967
Instrument DateSep 27, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000018967
DateSep 28, 2017
Instrument18967
Lender
NameUNION BK&TR
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateAug 8, 2017
Property Address8640 CROAKER RD, WILLIAMSBURG, VA 23188-1226
Document Number0000015525
Instrument DateJul 26, 2017
Instrument15525
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 415 NORGE VA 231270415, NORGE, VA 23127-0415

Mortgage

Document Number15526
DateAug 8, 2017
Instrument15526
Lender
NameUNION BK&TR
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,146.00 (+74.44%)$620,100 (+57.11%) Land $164,000 Building $456,100$620,100 (+57.11%) Land $164,000 Building $456,100
2023$394,700 Land $86,400 Building $308,300$394,700 Land $86,400 Building $308,300
2019$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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