8770 Croaker Rd, Williamsburg, VA 23188 Property Records

James City County property record for 8770 Croaker Rd, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 740 sqft · built 1938
Lot Size10.9 acres (474,804 sqft)
Owner2 Individual Names on File
Tax Bill$7,119 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN14-2 01-0-0025

Property Details

APN / Parcel Number

Primary APN14-2 01-0-0025
Alternative APN
  • 19254

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area740 sqft Living Area

Exterior

Year BuiltBuilt 1938
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area474,804 sqft (10.9 acres)
Garage TypeDetached
Garage Area1,146 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area522 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number19254
Street Address8770 CROAKER RD
CityWILLIAMSBURG
StateVA
Zip23188-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1 GENERAL AGRICULTURE
Legal DescriptionNORMAN SHEPPARD
Legal SubdivisionACREAGE LOTS STONEHOUSE
Legal Lot Number25
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group2
Census Block2001
Census Tract80404

Owner

8770 Croaker Rd is owned and occupied by two individuals who acquired it in November 2019.

Source: James City County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address8770 CROAKER RD, WILLIAMSBURG, VA 23188-1228
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORPORATION
Sep 14, 2018Trustee's Deed, Construction Loan · Construction Mortgage
TOWNEBANK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019
Deed SaleNov 27, 2019
Deed Document Number190017720
Prior Transfer DateDec 1, 2015
Prior Transfer Doc150022888
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address8770 CROAKER RD, WILLIAMSBURG, VA 23188-1228
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210015897
DateAug 3, 2021
Instrument210015897
Lender
NameFIRST SAVINGS MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

September 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionJAMES CITY VA
Recording DateSep 14, 2018
Property Address8770 CROAKER RD, WILLIAMSBURG, VA 23188-1228
Instrument DateSep 10, 2018
Instrument14603
Transaction TypeConstruction Loan
Record UpdatedOct 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014603
DateSep 14, 2018
Instrument14603
Lender
NameTOWNEBANK MTG
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8770 Croaker Rd was $7,119, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,119.00 (+6.41%)$857,800 Land $187,100 Building $670,700$857,800 Land $187,100 Building $670,700
2024$6,690.00 (+21.81%)
2023$5,492.00$661,800 Land $145,100 Building $516,700$661,800 Land $145,100 Building $516,700
2022$5,492.00
2019$1,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8770 Croaker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8770 Croaker Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Croaker Rd

Nearby Streets

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