8640 Waterside Ct, Laurel, MD 20723 Property Records

Howard County property record for 8640 Waterside Ct, Laurel, MD 20723 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,962 sqft · built 2008
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Company Names on File
Last Sale	$865,054 (Sep 2008)
Tax Bill	$12,795 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-443741`

Property Details

APN / Parcel Number

Primary APN	`05-443741`
Alternative APN	`443741`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,962 sqft Total Area
Utility Area	165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	465 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	443741
Street Address	8640 WATERSIDE CT
City	LAUREL
State	MD
Zip	20723-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 14000 SQ 8640 WATERSIDE CT JAMESTOWN LANDING SEC II
Legal Subdivision	JAMESTOWN LNDG SEC 02
Legal Block	9999
Legal Lot Number	21
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1012
Census Tract	606805

Owner

Source: Howard County records · APN 05-443741

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	8640 WATERSIDE CT, LAUREL, MD 20723-2016
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2008 · Amount on Record
Deed Sale	Sep 23, 2008 · Amount on Record
Deed Document Number	200888389
Deed Book / Page	11364 / 484
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Jun 18, 2026
Property Address	8640 WATERSIDE CT, LAUREL, MD 20723-2016
Document Number	2328000232
Book / Page	23284 / 232
Instrument Date	Jun 03, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	8640 WATERSIDE CT, LAUREL, MD 20723-2016

Mortgage

Document Number	2328000232,
Date	Jun 18, 2026
Book Page	23284/232

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 01, 2066

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,167 (+10.34%)	$1,136,500 (+31.01%) Land $351,500 Building $785,000
2025	$12,795.00 (+55.75%) Homeowner's exemption	$867,500 (+11.85%) Land $216,500 Building $651,000	$867,500 (-) Land $216,500 Building $651,000
2023		$775,567	$867,500 Land $216,500 Building $651,000
2022	$8,215.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force 6 of 6 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.