8628 Waterside Ct, Laurel, MD 20723 Property Records

Howard County property record for 8628 Waterside Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,478 sqft · built 2010
Lot Size	0.322 acres (14,032 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Mar 2019)
Tax Bill	$13,500 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-443784`

Property Details

APN / Parcel Number

Primary APN	`05-443784`
Alternative APN	`443784`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,478 sqft Total Area
Basement Area	1,975 sqft
Finished Basement	1,975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,032 sqft (0.322 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	443784
Street Address	8628 WATERSIDE CT
City	LAUREL
State	MD
Zip	20723-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 24 14032 SQ 8628 WATERSIDE CT JAMESTOWN LANDING SEC II
Legal Subdivision	JAMESTOWN LANDING
Legal Block	9999
Legal Lot Number	24
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1012
Census Tract	606805

Owner

Source: Howard County records · APN 05-443784

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8628 WATERSIDE CT, LAUREL, MD 20723-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Mar 02, 2010 · Amount on Record
Deed Book / Page	18597 / 368
Record Updated	Sep 20, 2026

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Mar 27, 2019
Property Address	8628 WATERSIDE CT, LAUREL, MD 20723-2016
Document Number	0185970368
Book / Page	18597 / 368
Map Reference	PL 18399-18405
Instrument Date	Mar 18, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	DEFINITIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8628 WATERSIDE CT, LAUREL, MD 20723-2016

Mortgage

Document Number	0018597374
Date	Mar 27, 2019
Instrument	18597/374

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$988,433 (+10.23%)	$1,171,900 (+30.69%) Land $351,500 Building $820,400
2025	$13,500.00 (+53.57%) Homeowner's exemption	$896,700 (+9.43%) Land $216,500 Building $680,200	$896,700 (-) Land $216,500 Building $680,200
2023		$819,433	$896,700 Land $216,500 Building $680,200
2022	$8,791.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 171 locations within half a mile of this property.

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