Howard County property record for 8621 Waterside Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,605 sqft · built 2010 |
| Lot Size | 0.346 acres (15,077 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $870,788 (Jan 2011) |
| Tax Bill | $16,648 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-443598 |
| Primary APN | 05-443598 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,605 sqft Total Area |
| Attic | Attic |
| Attic Area | 384 sqft |
| Basement Area | 2,250 sqft |
| Finished Basement | 2,250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,077 sqft (0.346 acres) |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 443598 |
|---|---|
| Street Address | 8621 WATERSIDE CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 7 15077 SQ 8621 WATERSIDE CT JAMESTOWN LANDING SEC II |
| Legal Subdivision | JAMESTOWN LNDG SEC 02 |
| Legal Block | 9999 |
| Legal Lot Number | 7 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 606805 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 8621 WATERSIDE CT, LAUREL, MD 20723-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage TRUIST BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2011 · Amount on Record |
| Deed Sale | Jan 12, 2011 · Amount on Record |
| Deed Document Number | 201111927 |
| Deed Book / Page | 12996 / 400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8621 WATERSIDE CT, LAUREL, MD 20723-2017 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 8621 WATERSIDE CT, LAUREL, MD 20723-2017 |
| Investor | Possibly a Property Investor |
| Document Number | 0219170177 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 21917/177 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8621 WATERSIDE CT, LAUREL, MD 20723-2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0207320251 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 20732/251 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,221,467 (+9.47%) | $1,432,800 (+28.41%) Land $352,000 Building $1,080,800 | |
| 2025 | $16,648.00 (+62.94%) | $1,115,800 (+14.22%) Land $217,000 Building $898,800 | $1,115,800 (-) Land $217,000 Building $898,800 |
| 2023 | $976,867 | $1,115,800 Land $217,000 Building $898,800 | |
| 2022 | $10,217.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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