864 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 864 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,592 sqft · built 1968
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Jul 2025)
Tax Bill	$4,091 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`96-08497`

Property Details

APN / Parcel Number

Primary APN	`96-08497`
Alternative APN	`46057071`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,592 sqft
Basement Area	796 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,900 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft
Deck Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	864 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 150 E 44 FT & W 40 FTLOT 151
Legal Subdivision	CRESTWOOD ADDN PLAT 2
Legal Tract	89.02
Legal Lot Number	150
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1009
Census Tract	8905

Owner

Source: Lucas County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	864 CHERRY LN, WATERVILLE, OH 43566-1112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2026	Transfer on Death Deed, Transfer
Jul 10, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	202523383
Prior Transfer Date	Mar 12, 2004
Prior Transfer Doc	0000018957
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Aug 31, 2026
Property Address	864 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000033978
Instrument Date	Aug 24, 2026
Instrument	202633978
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 CHERRY LN, WATERVILLE, OH 43566-1112

Mortgage

Document Number	0000033978,
Date	Aug 31, 2026
Instrument	202633978

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Mar 2, 2026
Property Address	864 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000008584
Map Reference	VOL 59 PG 53
Instrument Date	Feb 26, 2026
Instrument	202603020008584
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 10, 2025
Property Address	864 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000023383
Instrument Date	Jun 20, 2025
Instrument	202507100023383
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	864 CHERRY LN, WATERVILLE, OH 43566-1112

Mortgage

Document Number	0000023384
Date	Jul 10, 2025
Instrument	202507100023384

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	864 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022123
Date	Jun 9, 2020
Instrument	202006090022123

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,420 (-) Land $17,430 Building $66,990	$241,200 (-) Land $49,800 Building $191,400
2024	$4,091.00 (+17.66%)	$84,420 (+32.53%) Land $17,430 Building $66,990	$241,200 (+32.53%) Land $49,800 Building $191,400
2023	$3,477.00 (-0.97%)	$63,700 (-) Land $14,280 Building $49,420
2022	$3,511.00 Homeowner's exemption	$63,700 Land $14,280 Building $49,420
2021			$182,000 Land $40,800 Building $141,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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