Lucas County property record for 861 Cherry Ln, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,872 sqft · built 1970 |
| Lot Size | 0.199 acres (8,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,500 (Jul 1996) |
| Tax Bill | $4,472 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-08441 |
| Primary APN | 96-08441 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| 2nd Floor Area | 810 sqft |
| Basement Area | 810 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 8,700 sqft (0.199 acres) |
| Lot Dimensions | 140 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 271 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 861 CHERRY LN |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R2 |
| Legal Description | CRESTWOOD ADDN PLAT 2 LOT 133 |
| Legal Subdivision | CRESTWOOD ADDN |
| Legal Lot Number | 133 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 8905 |
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 861 CHERRY LN, WATERVILLE, OH 43566-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 1996 · Amount on Record |
| Deed Sale | Jul 24, 1996 · Amount on Record |
| Deed Document Number | 96106084 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 861 CHERRY LN, WATERVILLE, OH 43566-1149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE BOX |
| Name | Verified Name |
|---|
| Document Number | 0000037977 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 201909180037977 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,472.00 (+4.68%) | $88,165 (-) Land $12,600 Building $75,565 | |
| 2024 | $4,272.00 (+9.4%) | $88,165 (+23.24%) Land $12,600 Building $75,565 | $251,900 (+23.24%) Land $36,000 Building $215,900 |
| 2023 | $3,905.00 (-0.94%) | $71,540 (-) Land $10,150 Building $61,390 | |
| 2022 | $3,942.00 Homeowner's exemption | $71,540 Land $10,150 Building $61,390 | |
| 2021 | $204,400 Land $29,000 Building $175,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
May also be available: AT&T, Brightspeed, MetaLINK Technologies.
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