860 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 860 Cherry Ln, Waterville, OH 43566 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,138 sqft · built 1967
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Nov 2018)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	May 2019 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-08507`

Property Details

APN / Parcel Number

Primary APN	`96-08507`
Alternative APN	`46057074`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	1,082 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	8,600 sqft (0.197 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	860 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 152 E 4 FT & LOT 153
Legal Subdivision	CRESTWOOD ADDN
Legal Lot Number	152,153
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1009
Census Tract	8905

Owner

Source: Lucas County records · APN 96-08507

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	860 CHERRY LN, WATERVILLE, OH 43566-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHWESTERN OHIO
Aug 24, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Nov 26, 2018	Fiduciary Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	18109431
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	860 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015797
Date	May 02, 2019
Instrument	201905020015797

Lender

Name	FIFTH THIRD BANK NORTHWESTERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	860 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035311
Date	Aug 24, 2020
Instrument	202008240035311

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2040

November 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 26, 2018
Property Address	860 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000052596
Instrument Date	Nov 21, 2018
Instrument	201811260052596
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$672.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	860 CHERRY LN, WATERVILLE, OH 43566-1112

Mortgage

Document Number	0000052597
Date	Nov 26, 2018
Instrument	201811260052597

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00 (+4.78%) Homeowner's exemption	$74,305 (-) Land $15,330 Building $58,975
2024	$3,601.00 (-7.78%) Homeowner's exemption	$74,305 (+3.86%) Land $15,330 Building $58,975	$212,300 (+3.86%) Land $43,800 Building $168,500
2023	$3,905.00 (-0.94%) Homeowner's exemption	$71,540 (-) Land $9,800 Building $61,740
2022	$3,942.00 Homeowner's exemption	$71,540 Land $9,800 Building $61,740
2021			$204,400 Land $28,000 Building $176,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
BCI Mississippi Broadband	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20
Amplex Electric	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Defiance Holdings, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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