8636 Bermuda Rd, Jacksonville, FL 32208 Property Records

Duval County property record for 8636 Bermuda Rd, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1960
Lot Size	0.281 acres (12,244 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2025)
Tax Bill	$1,224 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`039797-0000`

Property Details

APN / Parcel Number

Primary APN	`039797-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Living Area
Gross Area	1,487 sqft
1st Floor Area	962 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Shed Roof
Roof Material	Other
Lot Area	12,244 sqft (0.281 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8636 BERMUDA RD
City	JACKSONVILLE
State	FL
Zip	32208-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	29-93 39-1S-26E HARBOR VIEW UNIT 08 LOT 25 BLK 25
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	HARBOR VIEW UNIT 08
Legal Block	25
Legal Lot Number	25
Legal Unit	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2017
Census Tract	10900

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jan 24, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 8, 2025	Warranty Deed, Transfer OS NATIONAL LLC
Sep 8, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 7, 2020	Warranty Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES INC
Jun 14, 2019	Grant Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Mar 11, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	May 8, 2025 · Amount on Record
Deed Document Number	2025195376
Deed Book / Page	21589 / 1315
Prior Transfer Date	Feb 25, 2019
Prior Transfer Doc	0187140115
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0204950600
Date	Nov 11, 2022
Book Page	20495/600
Instrument	2022280779

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0209660159
Date	Mar 2, 2024
Book Page	20966/159
Instrument	2024042318

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Nov 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0213382361
Date	Jan 24, 2025
Book Page	21338/2361
Instrument	2025019382

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2052

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 21, 2025
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0215891315
Book / Page	21589 / 1315
Map Reference	MB 29 PG 93&93A
Instrument Date	Aug 18, 2025
Instrument	2025195376
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0215891317
Date	Aug 21, 2025
Instrument	21589/1317

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 8, 2025
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0214610617
Book / Page	21461 / 617
Map Reference	MB 29 PG 93&93A
Instrument Date	May 2, 2025
Instrument	2025108242
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,092.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4703 WHITE FOX LN, JACKSONVILLE, FL 32218-9348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVCELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0193601027
Date	Sep 8, 2020
Book Page	19360/1027
Instrument	2020196471

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 7, 2020
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0190591810
Book / Page	19059 / 1810
Map Reference	MB 29 PG 93&93A
Instrument Date	Dec 31, 2019
Instrument	2020003579
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 43696, JACKSONVILLE, FL 32203-3696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0190591812
Date	Jan 7, 2020
Instrument	19059/1812

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 14, 2019
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0188281288
Book / Page	018828 / 001288
Instrument Date	Jun 6, 2019
Instrument	139537
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

Amount	Amount Recorded
Tax	$332.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16186 DOWING CREEK DR JACKSONVILLE FL 322188969, JACKSONVILLE, FL 32218-8969

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 11, 2019
Property Address	8636 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0187140115
Book / Page	018714 / 000115
Instrument Date	Feb 25, 2019
Instrument	53971
Transaction Type	Foreclosure
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5720 PREMIER PARK DR RIVIERA BEACH FL 334071610, RIVIERA BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,576 (+50.27%) Land $45,955 Building $87,621	$133,576 (-8.45%) Land $45,955 Building $87,621
2025	$1,224.00 (+2%) Homeowner's exemption	$88,893 (+5.99%)	$145,905 (+27.85%) Land $45,955 Building $99,950
2024	$1,020.00 (+4.08%)
2023	$980.00 (+10.86%) Homeowner's exemption	$83,872 (+3%)	$114,125 (+3.78%) Land $22,978 Building $91,147
2022	$884.00 Homeowner's exemption	$81,430	$109,969 Land $22,978 Building $86,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	17 (1996–2017)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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