8604 Bermuda Rd, Jacksonville, FL 32208 Property Records

Duval County property record for 8604 Bermuda Rd, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,371 sqft · built 1971
Lot Size	0.241 acres (10,510 sqft)
Owner	2 Individual Names on File
Last Sale	$241,000 (Jan 2024)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`039793-0000`

Property Details

APN / Parcel Number

Primary APN	`039793-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	1,386 sqft
1st Floor Area	920 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,510 sqft (0.241 acres)
Lot Dimensions	131 ft deep x 82 ft wide
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8604 BERMUDA RD
City	JACKSONVILLE
State	FL
Zip	32208-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	29-93 39-1S-26E HARBOR VIEW UNIT 8 LOT 21 BLK 25
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	HARBOR VIEW UNIT 08
Legal Block	25
Legal Lot Number	21
Legal Unit	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2017
Census Tract	10900

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8604 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Dec 27, 2022	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on File
Deed Sale	Jan 17, 2024 · Amount on File
Prior Sale	Dec 27, 2022 · Amount on File
Deed Document Number	20249306
Deed Book / Page	20923 / 373
Prior Transfer Date	May 2, 2001
Prior Transfer Doc	0000016977
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 17, 2024
Property Address	8604 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0209230373
Book / Page	20923 / 373
Map Reference	MB 29 PG 93
Instrument Date	Dec 29, 2023
Instrument	2024009306
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9034 HAWKEYE DR, JACKSONVILLE, FL 32221-8097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8604 BERMUDA RD, JACKSONVILLE, FL 32208-1925

Mortgage

Document Number	0020923375
Date	Jan 17, 2024
Instrument	20923/375

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 27, 2022
Property Address	8604 BERMUDA RD, JACKSONVILLE, FL 32208-1925
Document Number	0205361013
Book / Page	20536 / 1013
Map Reference	MB 29 PG 93
Instrument Date	Dec 22, 2022
Instrument	2022310754
Transaction Type	Transfer
Record Updated	Jan 5, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$588.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7906 HELSTON DR, JACKSONVILLE, FL 32208-2545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6404, JACKSONVILLE, FL 32236-6404

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,348 (+2.7%)	$175,911 (-4.46%) Land $52,234 Building $123,677
2025	$2,486.00 (+10.24%) Homeowner's exemption	$160,028 (+120.85%)	$184,130 (+154.12%) Land $52,234 Building $131,896
2024	$2,255.00 (+49.14%)
2023	$1,512.00 (-14.24%)	$72,459 (-26.48%) Land $26,117 Building $46,342	$72,459 (-26.48%) Land $26,117 Building $46,342
2022	$1,763.00	$98,554 Land $26,117 Building $72,437	$98,554 Land $26,117 Building $72,437

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	17 (1996–2017)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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