8539 Bermuda Rd, Jacksonville, FL 32208 Property Records

Duval County property record for 8539 Bermuda Rd, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,804 sqft · built 1960
Lot Size	0.249 acres (10,863 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Oct 2021)
Tax Bill	$3,582 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039805-0000`

Property Details

APN / Parcel Number

Primary APN	`039805-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,804 sqft Living Area
Gross Area	1,929 sqft
1st Floor Area	1,504 sqft
Flooring	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,863 sqft (0.249 acres)
Lot Dimensions	129 ft deep x 83 ft wide
Porch	Unfinished Open Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8539 BERMUDA RD
City	JACKSONVILLE
State	FL
Zip	32208-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	29-93 39-1S-26E .24 HARBOR VIEW UNIT 8 LOT 5 BLK 26
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	HARBOR VIEW UNIT 08
Legal Block	26
Legal Lot Number	5
Legal Unit	8
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	2
Census Block	2018
Census Tract	10900

Owner

8539 Bermuda Rd is owned and occupied by an individual who bought it in October 2021.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	8539 BERMUDA RD, JACKSONVILLE, FL 32208-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage RP AGENCY HOLDINGS LLC
Feb 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	2021273591
Deed Book / Page	19964 / 201
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0182900716
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 18, 2021
Property Address	8539 BERMUDA RD, JACKSONVILLE, FL 32208-1924
Document Number	0199640201
Book / Page	19964 / 201
Map Reference	MB 29 PG 93
Instrument Date	Oct 8, 2021
Instrument	2021273591
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6404, JACKSONVILLE, FL 32236-6404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8539 BERMUDA RD, JACKSONVILLE, FL 32208-1924

Mortgage

Document Number	0199640206
Date	Oct 18, 2021
Book Page	19964/206
Instrument	2021273593

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 3, 2020
Property Address	8539 BERMUDA RD, JACKSONVILLE, FL 32208-1924
Document Number	0194371116
Book / Page	19437 / 1116
Map Reference	MB 29 PG 93
Instrument Date	Oct 29, 2020
Instrument	2020244597
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.10
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4530 SAINT JOHNS AVE STE 15, 4530, JACKSONVILLE, FL 32210-1852

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9034 HAWKEYE DR, JACKSONVILLE, FL 32221-8097

Mortgage

Document Number	0194371118
Date	Nov 3, 2020
Instrument	19437/1118

Lender

Name	RP AGENCY HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUVAL FL
Recording Date	Feb 21, 2018
Property Address	8539 BERMUDA RD, JACKSONVILLE, FL 32208-1924
Document Number	0182900716
Book / Page	018290 / 000716
Instrument Date	Jan 24, 2018
Instrument	41545
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 48141 JACKSONVILLE FL 322478141, JACKSONVILLE, FL 32247-8141

Tax Assessment & Valuation

The 2025 property tax bill for 8539 Bermuda Rd was $3,582 with a homeowner's exemption, up 7.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,636 (-0.07%) Land $52,871 Building $168,765	$221,636 (-4.82%) Land $52,871 Building $168,765
2025	$3,582.00 (+7.66%) Homeowner's exemption	$221,801	$232,861 Land $52,871 Building $179,990
2024	$3,327.00 (-8.65%)
2023	$3,642.00 (+8.98%)	$191,072 (+3.96%) Land $26,436 Building $164,636	$191,072 (+3.96%) Land $26,436 Building $164,636
2022	$3,342.00	$183,802 Land $26,436 Building $157,366	$183,802 Land $26,436 Building $157,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8539 Bermuda Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	17 (1996–2017)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8539 Bermuda Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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