Nassau County property record for 86346 Fortune Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,932 sqft · built 2013 |
| Lot Size | 0.225 acres (9,785 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $181,650 (Dec 2013) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-2N-27-4370-0191-0000 |
| Primary APN | 42-2N-27-4370-0191-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,352 sqft |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,785 sqft (0.225 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86346 FORTUNE DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 191 IN OR 1895/1846 THE HIDEAWAY #2 PB 7/233 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 42 |
| Legal Subdivision | THE HIDEAWAY |
| Legal Lot Number | 191 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 50304 |
Source: Nassau County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 86346 FORTUNE DR, YULEE, FL 32097-3939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit VYSTAR CREDIT UNION |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2013 · Amount on Record |
| Deed Sale | Dec 31, 2013 · Amount on Record |
| Deed Document Number | 201335606 |
| Deed Book / Page | 1895 / 1846 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 86346 FORTUNE DR, YULEE, FL 32097-3939 |
| Document Number | 0000012533 |
| Book / Page | 2863 / 1955 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 202612533 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 86346 FORTUNE DR, YULEE, FL 32097-3939 |
| Document Number | 0000012533, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 2863/1955 |
| Instrument | 202612533 |
| Name | VYSTAR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.38% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86346 FORTUNE DR, YULEE, FL 32097-3939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 86346 FORTUNE DR, YULEE, FL 32097-3939 |
| Document Number | 0024120490 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 2412/490 |
| Instrument | 202045038592 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Jan 1, 2040 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,223.00 (+1.55%) Homeowner's exemption | $185,218 (+2.9%) | $318,470 (+3.89%) Land $50,000 Building $268,470 |
| 2024 | $2,189.00 (+1.72%) Homeowner's exemption | $179,998 (+3%) | $306,534 (+7.72%) Land $50,000 Building $256,534 |
| 2023 | $2,152.00 (+11.1%) Homeowner's exemption | $174,755 (+3%) | $284,563 (+16.11%) Land $50,000 Building $234,563 |
| 2022 | $1,937.00 Homeowner's exemption | $169,665 | $245,074 Land $50,000 Building $195,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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