Saginaw County property record for 8632 Carter Rd, Freeland, MI 48623
| Property Type | Commercial |
|---|---|
| Details | 14,710 sqft · built 1998 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Company Name on File |
| Last Sale | $365,000 (Sep 2020) |
| Tax Bill | $22,375 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-16-2109-000 |
| Primary APN | 29-13-3-16-2109-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 14,710 sqft Total Area |
| 1st Floor Area | 2,640 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 57,935 sqft (1.33 acres) |
| Lot Dimensions | 257 ft deep x 225 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8632 CARTER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-9008 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | A1-AGRI |
| Legal Description | LOT 9 FREELAND COMMERCIAL PARK PART OF W 1/2 OF NW 1/4 SEC 16 T13N R3E |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 16 |
| Legal Subdivision | FREELAND COMMERCIAL PARK |
| Legal Lot Number | 9 |
| Legal Unit | 9 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10101 |
8632 Carter Rd, a commercial property, is owned by a company that bought it in September 2020.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10188 PRAIRIE VIEW CT, FREELAND, MI 48623-9155 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Dec 2, 1997 · Amount on File |
| Deed Document Number | 202023640 |
| Prior Transfer Date | Mar 22, 2002 |
| Prior Transfer Doc | 0007078983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 21, 2020 |
| Property Address | 8632 CARTER RD, FREELAND, MI 48623-9008 |
| Document Number | 2020023640 |
| Map Reference | LB 26 PG 22 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 2020023640 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8632 CARTER RD, 8632, FREELAND, MI 48623-9008 |
| Name | Verified Name |
|---|---|
| Address | 12119 SANDERS DR, FREELAND, MI 48623-9535 |
| Document Number | 2020023641 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020023641 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 8632 Carter Rd was $22,375.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,100 | $1,040,200 | |
| 2025 | $22,375.00 | ||
| 2023 | $245,800 | $491,600 | |
| 2022 | $10,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8632 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8632 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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