Saginaw County property record for 8554 Carter Rd, Freeland, MI 48623
| Property Type | Commercial |
|---|---|
| Details | 3,456 sqft |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Company Name on File |
| Last Sale | $107,405 (Oct 2025) |
| Tax Bill | $5,469 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-13-3-16-2112-000 |
| Primary APN | 29-13-3-16-2112-000 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 3,456 sqft Total Area |
| 1st Floor Area | 640 sqft |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 60,113 sqft (1.38 acres) |
| Lot Dimensions | 600 ft deep x 100 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8554 CARTER RD |
|---|---|
| City | FREELAND |
| State | MI |
| Zip | 48623-8685 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | A1-AGRI |
| Legal Description | LOT 12 FREELAND COMMERCIAL PARK PART OF W 1/2 OF NW 1/4 ALSO BEG AT SE COR OF LOT 12 TH N 100FT TH E 300FT TH S 100FT TH W |
| Legal Range | 03E |
| Legal Township | 13N |
| Legal Section | 16 |
| Legal Subdivision | FREELAND COMM PARK SUB |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TITTABAWASSEE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10101 |
8554 Carter Rd, a commercial property, is owned by a company that bought it in October 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8554 CARTER RD, FREELAND, MI 48623-8685 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2023 | Deed of Trust, Mortgage · Line of Credit 1ST STATE BANK |
| Oct 22, 2025 | Warranty Deed, Transfer · Line of Credit 1ST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on File |
| Deed Sale | Oct 22, 2025 · Amount on File |
| Prior Sale | Oct 13, 2008 |
| Deed Document Number | 202524904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8554 CARTER RD, FREELAND, MI 48623-8685 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5768 ENCHANTED FRST, SANFORD, MI 48657-9141 |
| Document Number | 0000016280 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023016280 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 57 Months |
| Due | Apr 12, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 22, 2025 |
| Property Address | 8554 CARTER RD, FREELAND, MI 48623-8685 |
| Document Number | 0000024904 |
| Map Reference | LB 26 PG 22 & 23 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 2025024904 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4895 ST ANNES CT, ANN ARBOR, MI 48103 |
| Name | Verified Name |
|---|---|
| Address | 8554 CARTER RD, FREELAND, MI 48623-8685 |
| Document Number | 0000025061 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025025061 |
| Name | 1ST STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 8554 Carter Rd was $5,469, down 2.3% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Tittabawassee Township |
| Unified School District | Freeland Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,000 (+16.07%) | $234,000 (+16.07%) | |
| 2025 | $5,469.00 (-2.25%) | $100,800 | $201,600 |
| 2024 | $5,595.00 | ||
| 2023 | $98,100 | $196,200 | |
| 2022 | $4,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8554 Carter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8554 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TITTABAWASSEE TOWNSHIP serves 9,227 people · EPA ID MI0002470 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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