8631 Spring Forest Ln, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 8631 Spring Forest Ln, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,389 sqft · built 2024
Lot Size	2.75 acres (120,003 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jan 2022)
Tax Bill	$13,919 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`25-25-19-0030-00100-0390`

Property Details

APN / Parcel Number

Primary APN	`25-25-19-0030-00100-0390`
Alternative APN	`1925250030001000390`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,389 sqft Living Area
Gross Area	5,397 sqft
1st Floor Area	2,344 sqft
Upper Floors Area	1,715 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	120,003 sqft (2.75 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Driveway	Driveway
Driveway Area	1,650 sqft
Pool Area	480 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8631 SPRING FOREST LN
City	WESLEY CHAPEL
State	FL
Zip	33544-2683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WESTWOOD ESTATES PB 44 PG 042 BLOCK 1 LOT 39
Legal Range	19E
Legal Township	25S
Legal Section	25
Legal Subdivision	WESTWOOD ESTATES
Legal Tract	30
Legal Block	1
Legal Lot Number	39
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1003
Census Tract	32006

Owner

8631 Spring Forest Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Pasco County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7340 THUNDERHEAD ST, WESLEY CHAPEL, FL 33544-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Jan 31, 2022	Warranty Deed, Transfer AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O
Jun 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage SALLY JOSEPH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	202226259
Deed Book / Page	10541 / 11
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0101173948
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7340 THUNDERHEAD ST, WESLEY CHAPEL, FL 33544-2613
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7340 THUNDERHEAD ST, WESLEY CHAPEL, FL 33544-2613

Mortgage

Document Number	0107442335
Date	Jan 4, 2023
Book Page	10744/2335
Instrument	2023000405

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 6, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	Other
Max Rate	11.5%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 31, 2022
Property Address	7340 THUNDERHEAD ST, WESLEY CHAPEL, FL 33544-2613
Document Number	0105410011
Book / Page	10541 / 11
Map Reference	MB 44 PG 42-49
Instrument Date	Jan 20, 2022
Instrument	2022026259
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	AMERICAN HOME TITLE/LAND O, AMERICAN HOME TTL OF LAND O

Transaction

Amount	Amount on Record
Tax	$1,259.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18302 HOLLAND HOUSE LOOP, LAND O LAKES, FL 34638-8141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29649 EAGLE STATION DR, WESLEY CHAPEL, FL 33543-6703

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jun 12, 2020
Property Address	8631 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2683
Document Number	0101173948
Book / Page	010117 / 003948
Instrument Date	Jun 9, 2020
Instrument	93627
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18302 HOLLAND HOUSE LOOP LAND O LAKES FL 346388141, LAND O LAKES, FL 34638-8141

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 12, 2018
Property Address	8631 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2683
Document Number	0097400245
Book / Page	009740 / 000245
Instrument Date	Jun 8, 2018
Instrument	99195
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18302 HOLLAND HOUSE LOOP LAND O LAKES FL 346388141, LAND O LAKES, FL 34638-8141

Mortgage

Document Number	97400247
Date	Jun 12, 2018
Book Page	009740/000247
Instrument	99196

Lender

Name	SALLY JOSEPH
Address	1101 SHEARWATER LN, GARLAND, TX 75043-2684

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 11, 2023

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8631 Spring Forest Ln was $13,919 with a homeowner's exemption, up 498.7% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$888,090 (+3.7%)	$1,001,018 (+0.32%) Land $137,246 Building $863,772
2025	$13,919.00 (+498.67%) Homeowner's exemption	$856,377 Land $137,246 Building $719,131	$997,817 Land $137,246 Building $860,571
2024	$2,325.00 (+0.43%)
2023	$2,315.00 (+67.39%)	$137,246 (+19.88%) Land $137,246	$137,246 (+19.88%) Land $137,246
2022	$1,383.00	$114,488	$114,488 Land $114,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8631 Spring Forest Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	70.2 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	41 (1995–2024)
Claims Outside the SFHA	6 of 41
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 14 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8631 Spring Forest Ln is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Forest Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures