8521 Spring Forest Ln, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 8521 Spring Forest Ln, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	4 ba · built 2025
Lot Size	2.15 acres (93,798 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Oct 2022)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Aug 2025 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`25-25-19-0030-00100-0430`

Property Details

APN / Parcel Number

Primary APN	`25-25-19-0030-00100-0430`
Alternative APN	`1925250030001000430`

Interior

Full Baths	4 Baths
Stories	2 Stories
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,798 sqft (2.15 acres)
Driveway	Driveway
Driveway Area	1,368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8521 SPRING FOREST LN
City	WESLEY CHAPEL
State	FL
Zip	33544-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WESTWOOD ESTATES PB 44 PG 042 BLOCK 1 LOT 43
Legal Range	19E
Legal Township	25S
Legal Section	25
Legal Subdivision	WESTWOOD ESTATES
Legal Tract	30
Legal Block	1
Legal Lot Number	43
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1003
Census Tract	32005

Owner

8521 Spring Forest Ln is owned and occupied by two individuals who acquired it in August 2025.

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 22, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
May 26, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Prior Sale	May 26, 2021 · Amount on File
Deed Document Number	2022216983
Deed Book / Page	10702 / 795
Last Transfer Date	Aug 21, 2025
Transfer Doc	0112680448
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 BUTLER NATIONAL DR, WESLEY CHAPEL, FL 33543-6980

Mortgage

Document Number	0110373791
Date	Jul 1, 2024
Book Page	11037/3791
Instrument	2024115486

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.4%
Index	1-Year T-Bill
Max Rate	11.4%

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Aug 22, 2025
Property Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667
Document Number	0112680448
Book / Page	11268 / 448
Map Reference	MB 44 PG 42-49
Instrument Date	Aug 21, 2025
Instrument	2025160896
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 7, 2022
Property Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667
Document Number	0107020795
Book / Page	10702 / 795
Map Reference	MB 44 PG 42-49
Instrument Date	Sep 27, 2022
Instrument	2022216983
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11103 N 21ST ST, TAMPA, FL 33612-6107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 BUTLER NATIONAL DR, WESLEY CHAPEL, FL 33543-6980

Mortgage

Document Number	0010702797
Date	Oct 7, 2022
Instrument	10702/797

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	7.99%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 26, 2021
Property Address	8521 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2667
Document Number	0103552715
Book / Page	10355 / 2715
Map Reference	MB 44 PG 42-49
Instrument Date	May 18, 2021
Instrument	2021109171
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$847.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 BEACON WAY APT 810, 810, JERSEY CITY, NJ 07304-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11103 N 21ST ST, TAMPA, FL 33612-6107

Tax Assessment & Valuation

The 2025 property tax bill for 8521 Spring Forest Ln was $2,294, down 0.7% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$971,387 (+612.08%) Land $136,416 Building $834,971	$971,387 (+612.08%) Land $136,416 Building $834,971
2025	$2,294.00 (-0.74%)	$136,416 Land $136,416	$136,416 Land $136,416
2024	$2,311.00 (+0.43%)
2023	$2,301.00 (+28.98%)	$136,416 (+19.92%) Land $136,416	$136,416 (+19.92%) Land $136,416
2022	$1,784.00	$113,753	$113,753 Land $113,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8521 Spring Forest Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	69.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	18 (2003–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8521 Spring Forest Ln is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Forest Ln

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