8445 Spring Forest Ln, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 8445 Spring Forest Ln, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,531 sqft · built 2019
Lot Size	2.36 acres (103,194 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 2018)
Tax Bill	$6,852 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Loan Modification + 1 more
Flood Zone	Zone AE (high risk)
APN	`25-25-19-0030-00100-0450`

Property Details

APN / Parcel Number

Primary APN	`25-25-19-0030-00100-0450`
Alternative APN	`0643512`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,531 sqft Living Area
Gross Area	3,735 sqft
1st Floor Area	2,531 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,194 sqft (2.36 acres)
Garage Type	Detached - Finished
Garage Area	1,455 sqft
Driveway	Driveway
Driveway Area	1,000 sqft

Exterior Amenities

Pool Area	364 sqft
Porch	Porch
Porch Area	373 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0643512
Street Address	8445 SPRING FOREST LN
City	WESLEY CHAPEL
State	FL
Zip	33544-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00ER
Legal Description	WESTWOOD ESTATES PB 44 PG 042 LOT 45 BLOCK 1 OR 9778 PG 2448
Legal Range	19E
Legal Township	25S
Legal Section	25
Legal Subdivision	WESTWOOD ESTATES
Legal Tract	30
Legal Block	1
Legal Lot Number	45
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1003
Census Tract	32005

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8445 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Oct 11, 2019	Loan Modification, Mortgage HANCOCK WHITNEY BK
Aug 27, 2018	Warranty Deed, Construction Loan · Construction Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Jan 3, 2006 · Amount on Record
Deed Document Number	2018145008
Deed Book / Page	9778 / 2448
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	8445 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2677
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101042140
Date	May 20, 2020
Book Page	10104/2140
Instrument	2020080310

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33172

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	8445 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2677
Document Number	0099932708
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8445 SPRING FOREST LN WESLEY CHAPEL FL 335442677, WESLEY CHAPEL, FL 33544-2677

Mortgage

Document Number	0099932708
Date	Oct 22, 2019
Book Page	009993/002708
Instrument	180318

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 27, 2018
Property Address	8445 SPRING FOREST LN, WESLEY CHAPEL, FL 33544-2677
Document Number	0097782448
Book / Page	9778 / 2448
Map Reference	MB 44 PG 42
Instrument Date	Aug 24, 2018
Instrument	2018145008
Transaction Type	Construction Loan
Record Updated	Aug 1, 2022
Title Company	MTI TITLE INSURANCE AGENCY I

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 WOOD THRUSH WAY, 1800, PALM HARBOR, FL 34683-6267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 BALMORAL CT, WESLEY CHAPEL, FL 33543-6911

Mortgage

Document Number	2018145009
Date	Aug 27, 2018
Instrument	2018145009

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,852.00 (+8.11%) Homeowner's exemption	$436,150 (+7.81%) Land $137,406 Building $298,744	$659,464 (+4.33%) Land $137,406 Building $522,058
2023	$6,338.00 (+11.13%) Additional exemption filed	$404,560 (+3%) Land $137,406 Building $267,154	$632,115 (+11.46%) Land $137,406 Building $494,709
2022	$5,703.00 Homeowner's exemption	$392,780 Land $114,594 Building $278,186	$567,140 Land $114,594 Building $452,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	69.6 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	18 (2003–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 7 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 76% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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