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863 State Rte 40, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 863 State Rte 40, Melrose, NY 12121 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,566 sqft · built 1955
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Last Sale$93,280 (May 2001)
Tax Bill$6,104 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN384289 51.2-1-22

Property Details

APN / Parcel Number

Primary APN384289 51.2-1-22
Alternative APN
  • 315J144100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area1,566 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood
Lot Area23,087 sqft (0.53 acres)
Lot Dimensions200 ft deep x 115 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J144100
Street Address863 STATE ROUTE 40
CityMELROSE
StateNY
Zip12121-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28/40
Legal Block1
Legal Lot Number22.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2075
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records · APN 384289 51.2-1-22

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address863 STATE ROUTE 40, MELROSE, NY 12121-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2001 · Amount on Record
Deed SaleMay 22, 2001 · Amount on Record
Deed Book / Page257 / 847
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address863 STATE ROUTE 40, MELROSE, NY 12121-2118
Transaction TypeMortgage
Record UpdatedJun 14, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0100650077
DateMay 20, 2022
Book Page10065/77
Instrument2022-611280
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,104.00$43,300 (+10.74%) Land $10,000 Building $33,300$304,073 (+24.82%) Land $70,225 Building $233,848
2023$39,100 Land $10,000 Building $29,100$243,614 Land $62,305 Building $181,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360830519012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Hudson Valley Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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