851 State Rte 40, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 851 State Rte 40, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 840 sqft · built 1978
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on Record
Tax Bill$4,251 (2026)
Flood ZoneZone X (minimal risk)
APN384289 51.2-1-20

Property Details

APN / Parcel Number

Primary APN384289 51.2-1-20
Alternative APN
  • 315J124550

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area840 sqft Living Area
1st Floor Area840 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions200 ft deep x 123 ft wide
PorchPorch
Porch Area232 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J124550
Street Address851 STATE ROUTE 40
CityMELROSE
StateNY
Zip12121-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Block1
Legal Lot Number20.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2075
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address851 STATE ROUTE 40, MELROSE, NY 12121-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,251.00 (+3.33%) Homeowner's exemption Senior Citizen's exemption
2025$4,114.00$33,500 (-) Land $10,200 Building $23,300$235,253 (+12.71%) Land $71,629 Building $163,624
2023$33,500 Land $10,200 Building $23,300$208,723 Land $63,551 Building $145,172

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hudson Valley Wireless.

Nearby Properties on State Rte 40

Nearby Streets

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