854 State Rte 40, Melrose, NY 12121 Property Records

Rensselaer County and Schaghticoke Town property record for 854 State Rte 40, Melrose, NY 12121

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,404 sqft · built 1962
Lot Size3.04 acres (132,422 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Jun 2015)
Tax Bill$5,739 (2026)
Deeds & MortgagesMay 2023 Refinance
Flood ZoneZone X (minimal risk)
APN384289 51.2-1-18.2

Property Details

APN / Parcel Number

Primary APN384289 51.2-1-18.2

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area132,422 sqft (3.04 acres)
Lot Width314 ft Width
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area284 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address854 STATE ROUTE 40
CityMELROSE
StateNY
Zip12121-2117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal Block1
Legal Lot Number18.002
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2072
Census Tract51901

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address854 STATE ROUTE 40, MELROSE, NY 12121-2117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Prior SaleSep 24, 2014 · Amount on Record
Deed Book / Page7509 / 331
Prior Transfer DateOct 4, 2005
Prior Transfer Doc003139000221
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address854 STATE ROUTE 40, MELROSE, NY 12121-2117
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103940190
DateMay 23, 2023
Book Page10394/190
Instrument2023-627761
Lender
NameBROADVIEW FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2038

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictHoosic Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,739.00 (+2.46%)
2025$5,601.00$39,600 (-) Land $11,300 Building $28,300$278,090 (+12.71%) Land $79,354 Building $198,736
2023$39,600 Land $11,300 Building $28,300$246,729 Land $70,405 Building $176,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hudson Valley Wireless.

Nearby Properties on State Rte 40

Nearby Streets

Search Property Records by Address or Parcel Number