Larimer County property record for 863 Ridge Runner Dr, Fort Collins, CO 80524
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,839 sqft · built 2013 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,755 (Oct 2013) |
| Tax Bill | $2,962 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87043-09-011 |
| Primary APN | 87043-09-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,839 sqft Living Area |
| Basement Area | 872 sqft |
| Finished Basement | 602 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1632579 |
|---|---|
| Old Parcel Number | 8704309011 |
| Street Address | 863 RIDGE RUNNER DR |
| City | FORT COLLINS |
| State | CO |
| Zip | 80524-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11, BLOCK 5, TRAIL HEAD FTC (20040123495) |
| Legal Range | 68 |
| Legal Township | 07 |
| Legal Section | 04 |
| Legal Quarter | SW |
| Legal Subdivision | TRAIL HEAD FTC (20040123495) |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1307 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 863 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on Record |
| Deed Sale | Oct 1, 2013 · Amount on Record |
| Deed Document Number | 20130074735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 863 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000073152 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 20210073152 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 863 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000064306 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 20190064306 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,962.00 (-2.57%) | $35,976 (-2.74%) Land $9,063 Building $26,913 | $575,600 (+4.26%) Land $145,000 Building $430,600 |
| 2023 | $3,040.00 (+15.24%) | $36,991 (+32.4%) Land $8,710 Building $28,281 | $552,100 (+37.34%) Land $130,000 Building $422,100 |
| 2022 | $2,638.00 | $27,939 Land $6,540 Building $21,399 | $402,000 Land $94,100 Building $307,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1988–2009) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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