Larimer County property record for 851 Ridge Runner Dr, Fort Collins, CO 80524
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,439 sqft · built 2013 |
| Lot Size | 0.121 acres (5,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $586,500 (May 2026) |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87043-09-009 |
| Primary APN | 87043-09-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 3,643 sqft |
| Basement Area | 721 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,265 sqft (0.121 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1632577 |
|---|---|
| Street Address | 851 RIDGE RUNNER DR |
| City | FORT COLLINS |
| State | CO |
| Zip | 80524-1246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMN |
| Legal Description | LOT 9, BLOCK 5, TRAIL HEAD FTC (20040123495) |
| Legal Range | 68W |
| Legal Township | 7N |
| Legal Section | 4 |
| Legal Subdivision | TRAIL HEAD FTC (20040123495) |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | FORT COLLINS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1307 |
851 Ridge Runner Dr is owned and occupied by an individual who bought it in May 2026.
Source: Larimer County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 851 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jul 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Prior Sale | May 5, 2016 · Amount on File |
| Deed Document Number | 202620914 |
| Prior Transfer Date | Jun 26, 2020 |
| Prior Transfer Doc | 0000053629 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | May 4, 2026 |
| Property Address | 851 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Document Number | 0000020914 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.20914 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | GTG (GUARANTEED TITLE GROUP) |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,923.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 851 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Document Number | 0000020915, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..20915 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jul 20, 2020 |
| Property Address | 851 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Document Number | 0000053629 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 20200053629 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 851 RIDGE RUNNER DR, FORT COLLINS, CO 80524-1246 |
| Document Number | 0000053630 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 20200053630 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jul 1, 2046 |
The 2025 property tax bill for 851 Ridge Runner Dr was $3,686, up 5.2% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Fort Collins City |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,686.00 (+5.22%) | $36,994 Land $9,063 Building $27,931 | $591,900 Land $145,000 Building $446,900 |
| 2024 | $3,503.00 (+5.1%) | ||
| 2023 | $3,333.00 (+16.91%) | $40,193 (+33.1%) Land $8,710 Building $31,483 | $599,900 (+38.07%) Land $130,000 Building $469,900 |
| 2022 | $2,851.00 | $30,198 Land $6,540 Building $23,658 | $434,500 Land $94,100 Building $340,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 851 Ridge Runner Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1988–2009) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 851 Ridge Runner Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fort Collins Connexion Fiber | 10,000 / 10,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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