863 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 863 Main St, Lancaster, MA 01523 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1985
Square Footage4,002 sqft Living Area
Lot Size34,412 sqft (0.79 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2014)
Tax Bill$11,173.00 (2025)

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0129.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address863 MAIN ST, LANCASTER, MA 01523-2567
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Stand Alone Refinance
DIGITAL FCU
Sep 30, 2024Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2014 · Amount on Record
Deed SaleJun 26, 2014 · Amount on Record
Prior SaleJan 10, 1992 · Amount on Record
Deed Book / Page52476 / 388
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address863 MAIN ST, LANCASTER, MA 01523-2567
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number064511-274
DateFeb 22, 2021
Book Page64511/274
Instrument24478
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address863 MAIN ST, LANCASTER, MA 01523-2567
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071094-229
DateSep 30, 2024
Book Page71094/229
Instrument79955
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueOct 01, 2064
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,173.00 (+2.31%)$691,400 (+8.83%) Land $114,900 Building $576,500$841,890
2023$10,921.00$635,300 Land $97,200 Building $538,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Center Village District
listed 1977 · 74 contributing resources · NRIS 77000198

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APNLANC M:034.0 B:0000 L:0129.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms11 Rooms
Building Area4,002 sqft Living Area
Gross Area3,923 sqft Gross Area
1st Floor1,770 sqft 1st Floor
Basement Area1,146 sqft Basement
Unfinished Basement1,146 sqft Unfinished
Stories3 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1985
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area34,412 sqft (0.79 acres)
Parking Spaces3 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address863 MAIN ST
CityLANCASTER
StateMA
Zip01523-2567
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number129.0
JurisdictionLANCASTER MA
Minor Civil DivisionLANCASTER
Census Blockgroup1
Census Block1050
Census Tract713100

Nearby Properties on Main St

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