818 Main St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 818 Main St, Lancaster, MA 01523 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,798 sqft · built 1844
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on File
Last Sale	$600,000 (Nov 2021)
Tax Bill	$10,279 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LANC M:034.0 B:0000 L:0012.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:034.0 B:0000 L:0012.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,798 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1844
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	818 MAIN ST
City	LANCASTER
State	MA
Zip	01523-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1010
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0012.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	818 MAIN ST, LANCASTER, MA 01523-2568
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Jan 12, 1990 · Amount on Record
Deed Document Number	2021153553
Deed Book / Page	66431 / 297
Last Transfer Date	May 23, 2025
Transfer Doc	0072035-85
Record Updated	Sep 20, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Nov 01, 2021
Property Address	818 MAIN ST, LANCASTER, MA 01523-2568
Document Number	66431-297
Book / Page	66431 / 297
Instrument Date	Nov 01, 2021
Instrument	153553
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	818 MAIN ST, LANCASTER, MA 01523-2568

Mortgage

Document Number	153554
Date	Nov 01, 2021
Instrument	153554

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,279.00 (+8.69%)	$636,100 (+13.57%) Land $108,700 Building $527,400	$756,960 (+13.29%)
2024			$668,135
2023		$560,100 Land $92,000 Building $468,100
2022	$9,457.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 1 of 2 on primary residences
Nearby Flood Claims	27 (1978–2010)
Claims Outside the SFHA	4 of 27
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Mar 2010), 4 claims Severe Storms & Flooding (Apr 1987), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Center Village District listed 1977 · 74 contributing resources · NRIS 77000198

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.