Worcester County and Lancaster Town property record for 849 Main St, Lancaster, MA 01523 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,709 sqft · built 1880 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jun 1998) |
| Tax Bill | $6,298 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:034.0 B:0000 L:0128.0 |
| Primary APN | LANC M:034.0 B:0000 L:0128.0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Oil |
|---|
| Street Address | 849 MAIN ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 128.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:034.0 B:0000 L:0128.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 596, LANCASTER, MA 01523-0596 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 1998 · Amount on Record |
| Deed Sale | Jun 23, 1998 · Amount on Record |
| Deed Book / Page | 20094 / 10 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 849 MAIN ST, LANCASTER, MA 01523-2567 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067756-306 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 67756/306 |
| Instrument | 65435 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,298.00 (+5.83%) | $389,700 (+12.56%) Land $107,400 Building $282,300 | $413,820 (-20.47%) |
| 2024 | $520,315 | ||
| 2023 | $5,951.00 | $346,200 Land $90,900 Building $255,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Center Village District listed 1977 · 74 contributing resources · NRIS 77000198 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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