Mesa County property record for 830 Elberta Dr, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,752 sqft · built 2007 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Aug 2018) |
| Tax Bill | $2,582 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-071-30-011 |
| Primary APN | 2697-071-30-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 3,332 sqft |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 1,453 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 22 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R007203 |
|---|---|
| Street Address | 830 ELBERTA DR |
| City | FRUITA |
| State | CO |
| Zip | 81521-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK 2 ORCHARD RIDGE SUBDIVISION SEC 7 1N 2W AND AN UND INT IN OUTLOT A - 0.42AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ORCHARD RIDGE SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1503 |
Source: Mesa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 20, 2018 | Warranty Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Prior Sale | Jun 17, 2013 · Amount on Record |
| Deed Document Number | 20182851528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Document Number | 0003150062 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 3150062 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 2, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Investor | Possibly a Property Investor |
| Document Number | 0003082290 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 3082290 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002817225 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2817225 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 20, 2018 |
| Property Address | 830 ELBERTA DR, FRUITA, CO 81521-8418 |
| Document Number | 0002851528 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 2851528 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2018 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 830 ELBERTA DR FRUITA CO 815218418, FRUITA, CO 81521-8418 |
| Document Number | 2851529 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 2851529 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,582.00 (+4.24%) | $30,990 (+2.58%) Land $8,560 Building $22,430 | $495,920 (+9.97%) Land $137,000 Building $358,920 |
| 2024 | $2,477.00 (+0.53%) | $30,210 (-) Land $5,850 Building $24,360 | |
| 2023 | $2,464.00 (+12.41%) | $30,210 (+14.26%) Land $5,850 Building $24,360 | $450,950 (+18.55%) Land $87,350 Building $363,600 |
| 2022 | $2,192.00 | $26,440 Land $4,170 Building $22,270 | |
| 2021 | $380,390 Land $60,000 Building $320,390 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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