863 E 1020 S, Salem, UT 84653 Property Records

Utah County property record for 863 E 1020 S, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,322 sqft · built 2015
Lot Size	0.379 acres (16,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jun 2020)
Tax Bill	$4,818 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`55-785-0006`

Property Details

APN / Parcel Number

Primary APN	`55-785-0006`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,322 sqft Living Area
Gross Area	5,811 sqft
1st Floor Area	2,322 sqft
Basement Area	2,355 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	16,489 sqft (0.379 acres)
Garage Type	Attached
Garage Area	1,134 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	832 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	863 E 1020 S
City	SALEM
State	UT
Zip	84653-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, WHISPER RIDGE PHASE 1 SUB AREA 0.379 AC.
Legal Subdivision	RIDGE
Legal Phase	1
Legal Lot Number	6
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2021
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	863 E 1020 S, SALEM, UT 84653-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Line of Credit UTAH FIRST FCU
Jun 2, 2023	Intrafamily Transfer, Transfer
May 3, 2023	Intrafamily Transfer, Transfer
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF UTAH
Jun 25, 2020	Quit Claim Deed, Transfer US TITLE INSURANCE AGENCY, US TITLE INS AGCY
Jun 25, 2020	Warranty Deed, Transfer · Line of Credit BANK OF UT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Mar 16, 2016 · Amount on Record
Deed Document Number	202088648
Last Transfer Date	May 3, 2023
Transfer Doc	0000035657
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 E 1020 S, SALEM, UT 84653-4006
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 1020 S, SALEM, UT 84653-4006

Mortgage

Document Number	0000031996
Date	May 19, 2023
Instrument	31996:2023

Lender

Name	UTAH FIRST FCU
Type	Credit Union
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 2, 2023
Property Address	863 E 1020 S, SALEM, UT 84653-4006
Document Number	0000035657
Instrument Date	May 3, 2023
Instrument	35657:2023
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	863 E 1020 S, SALEM, UT 84653-4006

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 3, 2023
Property Address	863 E 1020 S, SALEM, UT 84653-4006
Document Number	0000028029
Instrument Date	Apr 28, 2023
Instrument	28029:2023
Transaction Type	Transfer
Record Updated	May 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 1020 S, SALEM, UT 84653-4006

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	863 E 1020 S, SALEM, UT 84653-4006
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SOUTH VALLEY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060832
Date	Mar 31, 2021
Instrument	60832:2021

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jun 25, 2020
Property Address	863 E 1020 S, SALEM, UT 84653-4006
Document Number	0000088672
Instrument Date	Jun 24, 2020
Instrument	88672
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	US TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	863 E 1020 S SALEM UT 846534006, SALEM, UT 84653-4006

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 25, 2020
Property Address	863 E 1020 S, SALEM, UT 84653-4006
Document Number	0000088648
Instrument Date	Jun 17, 2020
Instrument	88648
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	US TITLE INSURANCE AGENCY, US TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E 1020 S SALEM UT 846534006, SALEM, UT 84653-4006

Mortgage

Document Number	88671
Date	Jun 25, 2020
Instrument	88671

Lender

Name	BANK OF UT
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 24, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,495 (-47.08%)	$860,900 (-3.78%) Land $291,000 Building $569,900
2025	$4,818.00 (+0.02%)	$894,700 (+102.76%) Land $264,600 Building $630,100	$894,700 (+11.52%) Land $264,600 Building $630,100
2024	$4,817.00 (+10.91%)
2023	$4,343.00 (-3.57%)	$441,265	$802,300 Land $244,700 Building $557,600
2022	$4,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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