812 E 1020 S, Salem, UT 84653 Property Records

Utah County property record for 812 E 1020 S, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,790 sqft · built 2016
Lot Size	0.344 acres (14,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$956,536 (May 2023)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-785-0015`

Property Details

APN / Parcel Number

Primary APN	`55-785-0015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,790 sqft Living Area
Gross Area	5,701 sqft
Basement Area	1,971 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Combination
Roof Type	Gable
Roof Material	Other
Lot Area	14,990 sqft (0.344 acres)
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	812 E 1020 S
City	SALEM
State	UT
Zip	84653-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, WHISPER RIDGE PHASE 1 SUB AREA 0.344 AC.
Legal Subdivision	RIDGE
Legal Phase	1
Legal Lot Number	15
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2020
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	812 E 1020 S, SALEM, UT 84653-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UTAH COMMUNITY FCU
May 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 20, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Jan 25, 2017	Warranty Deed, Subdivision Related Transfer · ARM UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	202327383
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	812 E 1020 S, SALEM, UT 84653-4006
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FTUT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E 1020 S, SALEM, UT 84653-4006

Mortgage

Document Number	0000021624
Date	Mar 17, 2026
Instrument	21624:2026

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	812 E 1020 S, SALEM, UT 84653-4006
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	PRO TITLE, PROTITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000187796
Date	Nov 5, 2021
Instrument	187796:2021

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 1, 2023
Property Address	812 E 1020 S, SALEM, UT 84653-4006
Document Number	0000027383
Instrument Date	Apr 28, 2023
Instrument	27383:2023
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	INVICTUS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 E 1020 S, SALEM, UT 84653-4006

Mortgage

Document Number	0000027398
Date	May 1, 2023
Instrument	27398:2023

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	812 E 1020 S, SALEM, UT 84653-4006
Document Number	0000095554
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	812 E 1020 S SALEM UT 846534006, SALEM, UT 84653-4006

Mortgage

Document Number	0000095554
Date	Sep 25, 2019
Instrument	95554

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2039

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 25, 2017
Property Address	812 E 1020 S, SALEM, UT 84653-4006
Document Number	0000007741
Instrument Date	Jan 24, 2017
Instrument	007741:2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	812 E 1020 S, SALEM, UT 84653-4006

Mortgage

Document Number	0000007770
Date	Jan 25, 2017
Instrument	007770:2017

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$487,190 (-6.33%)	$885,800 (-6.33%) Land $259,000 Building $626,800
2025	$5,092.00 (+13.76%)	$520,135 (+14.26%)	$945,700 (+14.26%) Land $235,500 Building $710,200
2024	$4,476.00 (-0.09%)
2023	$4,480.00 (+6.16%)	$455,235	$827,700 Land $217,800 Building $609,900
2022	$4,220.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 40% of Utah
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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