823 E 1020 S, Salem, UT 84653 Property Records

Utah County property record for 823 E 1020 S, Salem, UT 84653

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 2,483 sqft · built 2021
Lot Size	0.379 acres (16,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,800 (May 2021)
Tax Bill	$5,457 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-785-0004`

Property Details

APN / Parcel Number

Primary APN	`55-785-0004`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,483 sqft Living Area
Gross Area	6,046 sqft
1st Floor Area	2,483 sqft
Basement Area	2,610 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	16,488 sqft (0.379 acres)
Garage Type	Attached
Garage Area	953 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	823 E 1020 S
City	SALEM
State	UT
Zip	84653-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, WHISPER RIDGE PHASE 1 SUB AREA 0.379 AC.
Legal Subdivision	RIDGE
Legal Phase	1
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2021
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 E 1020 S, SALEM, UT 84653-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK
May 28, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITY CREEK MORTGAGE CORP
May 28, 2021	Intrafamily Transfer, Transfer PRO TITLE, PRO TITLE AND ESCROW INC
May 19, 2017	Warranty Deed, Transfer PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	May 28, 2021
Deed Document Number	2021100204
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	823 E 1020 S, SALEM, UT 84653-4006
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	PRO TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186715
Date	Nov 24, 2020
Instrument	186715:2020

Lender

Name	CENTRAL BANK
Type	Bank
Address	LEHI, UT 84043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 28, 2021
Property Address	823 E 1020 S, SALEM, UT 84653-4006
Document Number	0000100202
Instrument Date	May 28, 2021
Instrument	100202:2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	PRO TITLE, PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 243, AMERICAN FORK, UT 84003-0307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E 1020 S, SALEM, UT 84653-4006

Mortgage

Document Number	0000100203
Date	May 28, 2021
Instrument	100203:2021

Lender

Name	CITY CREEK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	May 28, 2021
Property Address	823 E 1020 S, SALEM, UT 84653-4006
Document Number	0000100204
Instrument Date	May 28, 2021
Instrument	100204:2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PRO TITLE, PRO TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	823 E 1020 S, SALEM, UT 84653-4006

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 19, 2017
Property Address	823 E 1020 S, SALEM, UT 84653-4006
Document Number	0000048370
Instrument Date	May 18, 2017
Instrument	48370
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	PROVO LAND TITLE COMPANY, PROVO LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 243 AMERICAN FORK UT 840030243, AMERICAN FORK, UT 84003-0243

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Salem City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,020 (-44.84%)	$1,016,400 (+0.3%) Land $291,000 Building $725,400
2025	$5,457.00 (+0.02%)	$1,013,400 (+145.44%) Land $264,600 Building $748,800	$1,013,400 (+34.99%) Land $264,600 Building $748,800
2024	$5,456.00 (+34.25%)
2023	$4,064.00 (+4.15%)	$412,885	$750,700 Land $244,700 Building $506,000
2022	$3,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 42% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM CITY serves 11,281 people · EPA ID UTAH25001
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salem City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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