8621 Whitegate Dr, Morrow, OH 45152 Property Records

Warren County property record for 8621 Whitegate Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,836 sqft · built 1979
Lot Size	5 acres (218,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2018)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-400-017-0`

Property Details

APN / Parcel Number

Primary APN	`17-15-400-017-0`
Alternative APNs	`1715400017` `4812905`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,365 sqft
1st Floor Area	68 sqft
2nd Floor Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Frame
Lot Area	218,105 sqft (5 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Open Porch
Porch Area	100 sqft
Deck Area	440 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4812905
Street Address	8621 WHITEGATE DR
City	MORROW
State	OH
Zip	45152-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITEGATE
Legal Subdivision	WHITEGATE
Legal Block	905
Jurisdiction	WARREN OH
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4023
Census Tract	32300

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8621 WHITEGATE DR, MORROW, OH 45152-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
May 8, 2018	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Prior Sale	Apr 24, 2000 · Amount on Record
Deed Document Number	201812605
Prior Transfer Date	Jun 27, 2012
Prior Transfer Doc	0055760921
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8621 WHITEGATE DR, MORROW, OH 45152-9506
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8621 WHITEGATE DR, MORROW, OH 45152-9506

Mortgage

Document Number	0000031171
Date	Oct 5, 2022
Instrument	2022-031171

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	473 Months
Due	Mar 17, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8621 WHITEGATE DR, MORROW, OH 45152-9506
Document Number	0000021176
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8621 WHITEGATE DR MORROW OH 451529506, MORROW, OH 45152-9506

Mortgage

Document Number	0000021176
Date	Jun 18, 2020
Instrument	21176

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN OH
Recording Date	May 8, 2018
Property Address	8621 WHITEGATE DR, MORROW, OH 45152-9506
Document Number	0000012605
Instrument Date	May 4, 2018
Instrument	12605
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8621 WHITEGATE DR MORROW OH 451529506, MORROW, OH 45152-9506

Mortgage

Document Number	12606
Date	May 8, 2018
Instrument	12606

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,834.00 (-0.17%)	$128,810 (+24.13%) Land $51,290 Building $77,520	$368,020 (+24.13%) Land $146,540 Building $221,480
2024	$5,844.00 (+10.66%)
2023	$5,281.00 (+1.03%) Homeowner's exemption	$103,772 (-) Land $33,614 Building $70,158
2022	$5,227.00 Homeowner's exemption	$103,772 Land $33,614 Building $70,158	$296,490 (-) Land $96,040 Building $200,450
2021			$296,490 Land $96,040 Building $200,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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