Warren County property record for 8581 Whitegate Dr, Morrow, OH 45152 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,030 sqft Living Area |
| Lot Size | 219,020 sqft (5.02 acres) |
| Garage | Attached, 272 sqft |
| Last Sale | $210,000 (2006) |
| Tax Bill | $5,214.00 (2025) |
| Primary APN | 17-15-400-002-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,030 sqft Living Area |
| 1st Floor | 118 sqft 1st Floor |
| 2nd Floor | 872 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Concrete Foundation |
| Lot Area | 219,020 sqft (5.02 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 272 sqft Garage |
| Porch | Open Porch |
| Porch Area | 202 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4810716 |
|---|---|
| Old Parcel Number | 1715400002 |
| Street Address | 8581 WHITEGATE DR |
| City | MORROW |
| State | OH |
| Zip | 45152-8544 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MS-3794 5.0280 AC. |
| Legal Block | 400 |
| Jurisdiction | WARREN OH |
| Minor Civil Division | SALEM |
| Census Blockgroup | 4 |
| Census Block | 4023 |
| Census Tract | 32300 |
Source: Warren County records · APN 17-15-400-002-0
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 10700 MONTGY #229 #, 229, CINCINNATI, OH 45242 |
| Date | Document |
|---|---|
| May 03, 2023 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC |
| Jan 23, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on Record |
| Deed Sale | Nov 28, 2006 · Amount on Record |
| Deed Doc Number | 0004346240 |
| Deed Book / Page | 4346 / 240 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 8581 WHITEGATE DR, MORROW, OH 45152-8544 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8581 WHITEGATE DR, MORROW, OH 45152-8544 |
| Document Number | 0000008570 |
|---|---|
| Date | May 03, 2023 |
| Instrument | 2023-008570 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 28, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 8581 WHITEGATE DR, MORROW, OH 45152-8544 |
| Document Number | 0000004531 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 8581 WHITEGATE DR MORROW OH 451528544, MORROW, OH 45152-8544 |
| Document Number | 0000004531 |
|---|---|
| Date | Feb 08, 2017 |
| Instrument | 4531 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 07, 2047 |
Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,214.00 (+13.72%) | $115,315 (+27.69%) Land $51,454 Building $63,861 | $329,470 (+27.69%) Land $147,010 Building $182,460 |
| 2023 | $4,585.00 (+1.01%) Homeowner's exemption | $90,311 (-) Land $33,726 Building $56,585 | |
| 2022 | $4,539.00 Homeowner's exemption | $90,311 Land $33,726 Building $56,585 | $258,030 (-) Land $96,360 Building $161,670 |
| 2021 | $258,030 Land $96,360 Building $161,670 |
8581 Whitegate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Warren County (39165C), updated June 25, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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