8540 Whitegate Dr, Morrow, OH 45152 Property Records

Warren County property record for 8540 Whitegate Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1974
Lot Size	5 acres (217,844 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (May 2024)
Tax Bill	$5,508 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-15-200-011-0`

Property Details

APN / Parcel Number

Primary APN	`17-15-200-011-0`
Alternative APNs	`1715200011` `4809904`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	2,804 sqft
1st Floor Area	2,276 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	217,844 sqft (5 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	4809904
Street Address	8540 WHITEGATE DR
City	MORROW
State	OH
Zip	45152-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITEGATE
Legal Subdivision	WHITEGATE
Legal Block	904
Jurisdiction	WARREN OH
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4016
Census Tract	32300

Owner

Source: Warren County records · APN 17-15-200-011-0

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8540 WHITEGATE DR, MORROW, OH 45152-8545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2024 · Amount on Record
Deed Sale	May 22, 2024 · Amount on Record
Prior Sale	Jul 21, 1988
Deed Document Number	202410835
Prior Transfer Date	May 16, 2024
Prior Transfer Doc	0000010834
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 22, 2024
Property Address	8540 WHITEGATE DR, MORROW, OH 45152-8545
Document Number	0000010835
Instrument Date	May 17, 2024
Instrument	2024-010835
Transaction Type	Transfer
Record Updated	Jun 02, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 LAVA RIDGE CT STE 200, 200, ROSEVILLE, CA 95661-2803

Mortgage

Document Number	0000010836
Date	May 22, 2024
Instrument	2024-010836

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,508.00 (+1.72%)	$119,580 (+26.77%) Land $51,250 Building $68,330	$341,650 (+26.77%) Land $146,420 Building $195,230
2024	$5,415.00 (+24.6%)
2023	$4,346.00 (+1.02%) Homeowner's exemption	$94,325 (-) Land $33,583 Building $60,742
2022	$4,302.00 Homeowner's exemption	$94,325 Land $33,583 Building $60,743	$269,500 (-) Land $95,950 Building $173,550
2021			$269,500 Land $95,950 Building $173,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391650323004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 36 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Little Miami Gig Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.