8612 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8612 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 2010
Lot Size	0.34 acres (14,822 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (May 2021)
Tax Bill	$2,553 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.193`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.193`
Alternative APNs	`0309062303000003193` `299534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,703 sqft Living Area
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,822 sqft (0.34 acres)
Lot Dimensions	205 ft deep x 72.3 ft wide
Garage Area	539 sqft
Porch	Slab
Porch Area	281 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299534
Street Address	8612 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	0906233000003193
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 2
Legal Block	D
Legal Lot Number	4
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8612 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Feb 19, 2019	Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Feb 19, 2019 · Amount on Record
Deed Book / Page	5605 / 955
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 28, 2021
Property Address	8612 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number	0056050955
Book / Page	5605 / 955
Map Reference	MB 51 PG 168
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 LOG CIR, TALLASSEE, AL 36078-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8612 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858

Mortgage

Document Number	0005605957
Date	May 28, 2021
Instrument	5605/957

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Feb 19, 2019
Property Address	8612 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number	0052000084
Book / Page	5200 / 0084
Map Reference	MB 51 PG 168
Instrument Date	Jan 24, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81512 KYAN RIDGE LOOP, MONTGOMERY, AL 36117

Mortgage

Document Number	0000520089
Date	Feb 19, 2019
Instrument	5200/89

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,553.00 (-0.16%)
2025	$2,557.00 (+9.88%)	$26,280 (+9.91%) Land $3,800 Building $22,480	$262,800 (+9.91%) Land $38,000 Building $224,800
2023	$2,327.00 (+53.8%)	$23,910 (+16.01%) Land $3,800 Building $20,110	$239,100 (+16.01%) Land $38,000 Building $201,100
2022	$1,513.00	$20,610 Land $3,800 Building $16,810	$206,100 Land $38,000 Building $168,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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