862 Thompson St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 862 Thompson St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1920
Lot Size	0.101 acres (4,399 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Apr 2024)
Tax Bill	$5,584 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.67-3-38`

Property Details

APN / Parcel Number

Primary APN	`421500 48.67-3-38`
Alternative APN	`150004806700030380000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	484 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	4,399 sqft (0.101 acres)
Lot Dimensions	122 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	322 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	862 THOMPSON ST
City	SCHENECTADY
State	NY
Zip	12306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	3
Legal Lot Number	38.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4009
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 THOMPSON ST, SCHENECTADY, NY 12306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 13, 2023	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	202422114
Deed Book / Page	2128 / 977
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 15, 2024
Property Address	862 THOMPSON ST, SCHENECTADY, NY 12306
Document Number	0000022114
Book / Page	2128 / 977
Map Reference	CAB A-351
Instrument Date	Mar 21, 2024
Instrument	202422114
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	862 THOMPSON ST, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1434 FERN AVE, SCHENECTADY, NY 12306-2711

Mortgage

Document Number	0000022115
Date	Apr 15, 2024
Instrument	202422115

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 13, 2023
Property Address	862 THOMPSON ST, SCHENECTADY, NY 12306
Document Number	0000002631
Book / Page	2100 / 849
Map Reference	CAB A-351
Instrument Date	Dec 13, 2022
Instrument	202302631
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	PRIORITY 1 ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	272 STARR RD, RAVENA, NY 12143-2507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 DEANS MILL RD, RAVENA, NY 12143-3309

Mortgage

Document Number	0000002633
Date	Jan 13, 2023
Instrument	202302633

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,584.00 (+2.1%)
2025	$5,469.00 (+21.16%)	$105,700 (-) Land $15,900 Building $89,800	$175,029 (+30.82%) Land $26,329 Building $148,700
2023		$105,700 (-) Land $15,900 Building $89,800	$133,797 (+3.8%) Land $20,127 Building $113,670
2022		$105,700 Land $15,900 Building $89,800	$128,902 Land $19,390 Building $109,512
2021	$4,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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