869 Thompson St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 869 Thompson St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,281 sqft · built 1939
Lot Size	0.169 acres (7,380 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2020)
Tax Bill	$6,695 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-1-33`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-1-33`
Alternative APN	`150004806800010330000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
1st Floor Area	687 sqft
2nd Floor Area	594 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,380 sqft (0.169 acres)
Lot Dimensions	205 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	869 THOMPSON ST
City	SCHENECTADY
State	NY
Zip	12306-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	BELONGING TO MARY H L THOMSON
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3005
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	869 THOMPSON ST, SCHENECTADY, NY 12306-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 31, 2018	Deed with Mortgage, Transfer · Conventional with PMI RUTH JACK
Feb 4, 2020	Warranty Deed, Transfer MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	May 5, 2009 · Amount on Record
Deed Document Number	20204938
Deed Book / Page	2029 / 875
Prior Transfer Date	Apr 8, 2008
Prior Transfer Doc	0000017340
Record Updated	Oct 29, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 4, 2020
Property Address	869 THOMPSON ST, SCHENECTADY, NY 12306-4024
Document Number	0000004938
Book / Page	2029 / 875
Instrument Date	Jan 24, 2020
Instrument	202004938
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	MARKET TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 COLUMBIA ST, 3, SCHENECTADY, NY 12308-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 ALTAMONT AVE, SCHENECTADY, NY 12303-1035

Mortgage

Document Number	0000004941
Date	Feb 4, 2020
Book Page	4970/652
Instrument	202004941

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

January 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 31, 2018
Property Address	869 THOMPSON ST, SCHENECTADY, NY 12306-4024
Book / Page	001980 / 000797
Instrument Date	Aug 16, 2013
Instrument	5072
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLUMBIA ST SCHENECTADY NY 123083303, SCHENECTADY, NY 12308-3303

Mortgage

Document Number	0000005072
Date	Jan 31, 2018
Book Page	001980/000797
Instrument	5072

Lender

Name	RUTH JACK
Address	71 DIMOND AVE, CORTLANDT MANOR, NY 10567-5128
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 4, 2020
Property Address	869 THOMPSON ST, SCHENECTADY, NY 12306-4024
Document Number	0000004937
Book / Page	002029 / 000872
Instrument Date	Aug 16, 2013
Instrument	4937
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	MARKET TITLE SERVICES LLC, MARKET TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 COLUMBIA ST SCHENECTADY NY 123083303, SCHENECTADY, NY 12308-3303

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,695.00 (+1.9%)
2025	$6,570.00 (+4.15%)	$134,900 (-) Land $14,600 Building $120,300	$223,381 (+30.82%) Land $24,176 Building $199,205
2023		$134,900 (-) Land $14,600 Building $120,300	$170,759 (+3.8%) Land $18,481 Building $152,278
2022		$134,900 Land $14,600 Building $120,300	$164,512 Land $17,805 Building $146,707
2021	$6,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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