Schenectady County and Schenectady City property record for 849 Thompson St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,010 sqft · built 1930 |
| Lot Size | 0.236 acres (10,296 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Sep 2007) |
| Tax Bill | $3,926 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.68-1-37 |
| Primary APN | 421500 48.68-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,010 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| 2nd Floor Area | 1,005 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 10,296 sqft (0.236 acres) |
| Lot Dimensions | 143 ft deep x 72 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 314 sqft |
| Porch | Slab |
| Porch Area | 276 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 849 THOMPSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 221 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 33200 |
849 Thompson St is owned and occupied by an individual who bought it in September 2007.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 849 THOMPSON ST, SCHENECTADY, NY 12306-4024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2007 · Amount on File |
| Deed Sale | Sep 20, 2007 · Amount on File |
| Prior Sale | Jun 28, 2002 · Amount on File |
| Deed Book / Page | 1767 / 955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 849 THOMPSON ST, SCHENECTADY, NY 12306-4024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 849 THOMPSON ST, SCHENECTADY, NY 12306-4024 |
| Document Number | 0000006929 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5071/727 |
| Instrument | 202106929 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 849 Thompson St was $3,926 with exemptions applied, up 6.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,926.00 (+6.95%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,671.00 | $84,900 Land $12,700 Building $72,200 | $140,586 Land $21,030 Building $119,556 |
| 2023 | $84,900 (-) Land $12,700 Building $72,200 | $107,468 (+3.8%) Land $16,076 Building $91,392 | |
| 2022 | $84,900 Land $12,700 Building $72,200 | $103,537 Land $15,488 Building $88,049 | |
| 2021 | $4,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 849 Thompson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 849 Thompson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Greenlight Networks.
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