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8619 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8619 Harness St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,032 sqft · built 1959
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Jun 2024)
Tax Bill$9,446 (2025)
Deeds & MortgagesApr 2026 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN578-104-04-00

Property Details

APN / Parcel Number

Primary APN578-104-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area6,800 sqft (0.156 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address8619 HARNESS ST
CitySPRING VALLEY
StateCA
Zip91977-3819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 123 TR 004034
Legal SubdivisionMOUNT MIGUEL TERRACE
Legal Tract004034
Legal Block3
Legal Lot Number123
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract13906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8619 HARNESS ST, SPRING VALLEY, CA 91977-3819
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL SERVICES INC
Nov 12, 2020Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2024 · Amount on Record
Deed SaleJun 13, 2024 · Amount on Record
Prior SaleNov 12, 2020 · Amount on Record
Deed Document Number2024149778
Prior Transfer DateAug 28, 2000
Prior Transfer Doc0000523641
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 1, 2026
Property Address8619 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number0000088964
Instrument DateMar 26, 2026
Instrument202688964
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8619 HARNESS ST, SPRING VALLEY, CA 91977-3819
InvestorPossibly a Property Investor

Mortgage

Document Number0000088964,
DateApr 1, 2026
Instrument202688964
Lender
NameAMERICAN FINANCIAL SERVICES INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate5.98%
Max Rate-1%

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 12, 2020
Property Address8619 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number0000710100
Map ReferenceMAP 4034
Instrument DateOct 15, 2020
Instrument2020-0710100
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address8619 HARNESS ST, SPRING VALLEY, CA 91977-3819

Mortgage

Document Number0000710101
DateNov 12, 2020
Instrument2020-0710101
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$759,492 (+2%) Land $468,180 Building $291,312
2025$9,446.00 (+79.86%) Homeowner's exemption$744,600 (+35.04%) Land $459,000 Building $285,600
2024$5,252.00 (+1.96%)
2023$5,151.00 (-0.19%)$551,412 Land $312,120 Building $239,292
2022$5,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims25 (1979–2017)
Claims Outside the SFHA5 of 25
Most Recent ClaimFeb 2017 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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