8631 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8631 Harness St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,507 sqft · built 1959
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$620,000 (Aug 2021)
Tax Bill	$8,505 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`578-104-06-00`

Property Details

APN / Parcel Number

Primary APN	`578-104-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,507 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8631 HARNESS ST
City	SPRING VALLEY
State	CA
Zip	91977-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 121 TR 004034
Legal Subdivision	MOUNT MIGUEL TERRACE
Legal Tract	004034
Legal Block	3
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8631 HARNESS ST, SPRING VALLEY, CA 91977-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2018	Quit Claim Deed, Transfer · VA Mortgage PACIFIC LNDG
Jan 30, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	2021620721
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	0000037222
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2021
Property Address	8631 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number	0000620721
Map Reference	MAP 4034
Instrument Date	Aug 18, 2021
Instrument	2021-0620721
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1443 E 18TH ST APT 1, 1, NATIONAL CITY, CA 91950-5041

Mortgage

Document Number	0000620722
Date	Aug 31, 2021
Instrument	2021-0620722

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	8631 HARNESS ST, SPRING VALLEY, CA 91977-3819
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171758
Date	Apr 3, 2020
Instrument	2020-0171758

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	8631 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number	0000037222
Instrument Date	Jan 23, 2018
Instrument	37222
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8631 HARNESS ST SPRING VALLEY CA 919773819, SPRING VALLEY, CA 91977-3819

Mortgage

Document Number	37223
Date	Jan 30, 2018
Instrument	37223

Lender

Name	PACIFIC LNDG
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	8631 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number	0000037224
Instrument Date	Jan 23, 2018
Instrument	37224
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8631 HARNESS ST SPRING VALLEY CA 919773819, SPRING VALLEY, CA 91977-3819

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,104 (+2%) Land $189,040 Building $482,064
2025	$8,505.00 (+6.77%)	$657,946 (+4.04%) Land $185,334 Building $472,612
2023	$7,966.00 (+1.46%)	$632,399 Land $178,138 Building $454,261
2022	$7,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Feb 2017 · rainfall accumulation
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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