8615 Harness St, Spring Valley, CA 91977 Property Records

San Diego County property record for 8615 Harness St, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1959
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jan 2022)
Tax Bill	$9,383 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`578-104-03-00`

Property Details

APN / Parcel Number

Primary APN	`578-104-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,800 sqft (0.156 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8615 HARNESS ST
City	SPRING VALLEY
State	CA
Zip	91977-3819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 124 TR 004034
Legal Subdivision	MOUNT MIGUEL TERRACE
Legal Tract	004034
Legal Block	3
Legal Lot Number	124
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13906

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8615 HARNESS ST, SPRING VALLEY, CA 91977-3819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Document Number	202219209
Prior Transfer Date	Jul 25, 2007
Prior Transfer Doc	0000540366
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 13, 2022
Property Address	8615 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number	0000019209
Map Reference	MAP 4034
Instrument Date	Dec 29, 2021
Instrument	2022-0019209
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8615 HARNESS ST, SPRING VALLEY, CA 91977-3819

Mortgage

Document Number	0000019210
Date	Jan 13, 2022
Instrument	2022-0019210

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 15, 2021
Property Address	8615 HARNESS ST, SPRING VALLEY, CA 91977-3819
Document Number	0000653060
Map Reference	MAP 4034
Instrument Date	Aug 12, 2021
Instrument	2021-0653060
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8615 HARNESS ST, SPRING VALLEY, CA 91977-3819

Mortgage

Document Number	0000653061
Date	Sep 15, 2021
Instrument	2021-0653061

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$746,874 (+2%) Land $487,311 Building $259,563
2025	$9,383.00 (+6.67%)	$732,230 (+4.04%) Land $477,756 Building $254,474
2023	$8,796.00 (+41.67%)	$703,799 Land $459,205 Building $244,594
2022	$6,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1979–2017)
Claims Outside the SFHA	5 of 25
Most Recent Claim	Feb 2017 · rainfall accumulation
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 5 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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