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8604 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8604 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 2010
Lot Size0.429 acres (18,692 sqft)
OwnerIndividual Name on Record
Last Sale$170,241 (Aug 2010)
Tax Bill$1,146 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.191

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.191
Alternative APNs
  • 0309062303000003191
  • 299532

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,590 sqft Living Area
1st Floor Area1,590 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area18,692 sqft (0.429 acres)
Lot Dimensions255 ft deep x 73.3 ft wide
Garage Area483 sqft
PorchSlab
Porch Area109 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number299532
Street Address8604 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description0906233000003191
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 2
Legal BlockD
Legal Lot Number2
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8604 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2010 · Amount on Record
Deed SaleAug 25, 2010 · Amount on Record
Prior SaleMay 10, 2010 · Amount on Record
Deed Book / Page4059 / 880
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address8604 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054140659
DateJul 20, 2020
Book Page5414/659
Lender
NameALABAMA HOUSING FINANCE AUTHORITY
TypeGovernment Agency
AddressMONTGOMERY, AL 36117
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,146.00 (-0.61%)
2025$1,153.00 (+9.19%) Homeowner's exemption$24,420 (+8.97%) Land $3,800 Building $20,620$244,200 (+8.97%) Land $38,000 Building $206,200
2023$1,056.00 Homeowner's exemption$22,410 Land $3,800 Building $18,610$224,100 Land $38,000 Building $186,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: C Spire Wireless.

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