8610 Oak Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8610 Oak Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2016)
Tax Bill	$6,381 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-0200-020-0000`

Property Details

APN / Parcel Number

Primary APN	`257-0200-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area
1st Floor Area	1,898 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8610 OAK AVE
City	ORANGEVALE
State	CA
Zip	95662-2334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	E 73 FT OF W 203 FT OF N 330 FT OF LOT 18 ORANGEVALE COLONY
Legal Subdivision	ORANGEVALE COLONY
Legal Lot Number	18
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	8203

Owner

8610 Oak Ave is owned and occupied by two individuals who bought it in June 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8610 OAK AVE, ORANGEVALE, CA 95662-2334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on File
Deed Sale	Jun 6, 2016 · Amount on File
Deed Book / Page	20160606 / 803
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	0000000965
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8610 OAK AVE, ORANGEVALE, CA 95662-2334
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 OAK AVE, ORANGEVALE, CA 95662-2334

Mortgage

Document Number	0000001376
Date	Dec 4, 2025
Instrument	202512041376

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8610 OAK AVE, ORANGEVALE, CA 95662-2334
Document Number	2005061081
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8610 OAK AVE ORANGEVALE CA 956622334, ORANGEVALE, CA 95662-2334

Mortgage

Document Number	2005061081
Date	May 6, 2020
Instrument	2005061081

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8610 Oak Ave was $6,381, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,354 (+2%) Land $163,005 Building $380,349
2025	$6,381.00 (+0.93%)	$532,701 Land $159,809 Building $372,892
2024	$6,322.00 (+2.6%)
2023	$6,162.00 (+0.52%)	$512,017 Land $153,604 Building $358,413
2022	$6,130.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8610 Oak Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2009–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8610 Oak Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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