861 Springfield Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 861 Springfield Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,839 sqft · built 2006
Lot Size	0.167 acres (7,288 sqft)
Owner	Company Name on Record
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`072H-33D-003/04`

Property Details

APN / Parcel Number

Primary APN	`072H-33D-003/04`
Alternative APNs	`072H-33D-003/04.00` `45397`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,839 sqft Adjusted Area
Gross Area	1,541 sqft
1st Floor Area	1,541 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	7,288 sqft (0.167 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45397
Street Address	861 SPRINGFIELD CT
City	RIDGELAND
State	MS
Zip	39157-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLACKTHORNE II
Legal Range	02E
Legal Township	07N
Legal Section	33
Legal Subdivision	BLACKTHORNE II
Legal Lot Number	11
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4007
Census Tract	30108

Owner

Source: Madison County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3500 PARK CENTER DR, 100, DAYTON, OH 45414-2680
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Special Warranty Deed, Transfer · Commercial Mortgage BANK OF AMERICA NA
Feb 14, 2022	Warranty Deed, Transfer TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023
Deed Sale	Dec 8, 2023
Prior Sale	Feb 14, 2022
Deed Document Number	2023995814
Deed Book / Page	4393 / 128
Record Updated	Sep 20, 2026

December 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Dec 8, 2023
Property Address	861 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Document Number	004393/129
Book / Page	4393 / 129
Map Reference	CAB D SL 186
Instrument Date	Dec 6, 2023
Instrument	995814
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

Mortgage

Document Number	0000995816
Date	Dec 8, 2023
Instrument	995816

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Feb 14, 2022
Property Address	861 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Document Number	0004170/74
Book / Page	4170 / 74
Map Reference	CAB D SL 186
Instrument Date	Feb 10, 2022
Instrument	950458
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	TOTAL TITLE SERVICES INC, TOTAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9104 FELSMERE CIR, 9104, LOUISVILLE, KY 40241-4402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00	$20,627 (+3.77%)	$137,510 (+3.77%) Land $45,000 Building $92,510
2024	$2,222.00 (+3.78%)
2023	$2,141.00	$19,877	$132,510 Land $40,000 Building $92,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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