857 Springfield Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 857 Springfield Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,071 sqft · built 2005
Lot Size	0.164 acres (7,157 sqft)
Owner	Individual Name on Record
Last Sale	$210,700 (Jan 2024)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072H-33D-003/02`

Property Details

APN / Parcel Number

Primary APN	`072H-33D-003/02`
Alternative APNs	`072H-33D-003/02.00` `45395`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,071 sqft Adjusted Area
Gross Area	1,776 sqft
1st Floor Area	1,776 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,157 sqft (0.164 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45395
Street Address	857 SPRINGFIELD CT
City	RIDGELAND
State	MS
Zip	39157-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 09 BLACKTHORNE II
Legal Range	02E
Legal Township	07N
Legal Section	33
Legal Subdivision	BLACKTHORNE II
Legal Lot Number	9
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4007
Census Tract	30108

Owner

Source: Madison County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	857 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSISSIPPI HOME CORPORATION
Jan 12, 2024	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Prior Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	2024997422
Deed Book / Page	4402 / 202
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	857 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 SPRINGFIELD CT, RIDGELAND, MS 39157-1583

Mortgage

Document Number	004402/221
Date	Jan 12, 2024
Book Page	4402/221
Instrument	997424

Lender

Name	MISSISSIPPI HOME CORPORATION
Type	Government Agency
Address	JACKSON, MS 39202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 12, 2034

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 12, 2024
Property Address	857 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Document Number	004402/202
Book / Page	4402 / 202
Map Reference	CAB D SL 186
Instrument Date	Jan 4, 2024
Instrument	997422
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 AVENTURA DR, MOUNT JULIET, TN 37122-6436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	857 SPRINGFIELD CT, RIDGELAND, MS 39157-1583

Mortgage

Document Number	0000997423
Date	Jan 12, 2024
Instrument	997423

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 (+23.33%)	$22,082 (+55.28%)	$147,210 (+3.52%) Land $45,000 Building $102,210
2024	$1,286.00 (+4.38%)
2023	$1,232.00 Homeowner's exemption	$14,221	$142,210 Land $40,000 Building $102,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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