859 Springfield Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 859 Springfield Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,954 sqft · built 2005
Lot Size	0.163 acres (7,121 sqft)
Owner	Individual Name on Record
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`072H-33D-003/03`

Property Details

APN / Parcel Number

Primary APN	`072H-33D-003/03`
Alternative APNs	`072H-33D-003/03.00` `45396`

Interior

Full Baths	1 Bath
Building Area	1,954 sqft Adjusted Area
Gross Area	1,550 sqft
1st Floor Area	1,550 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,121 sqft (0.163 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45396
Street Address	859 SPRINGFIELD CT
City	RIDGELAND
State	MS
Zip	39157-1583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLACKTHORNE 2
Legal Range	02E
Legal Township	07N
Legal Section	33
Legal Subdivision	BLACKTHORNE II
Legal Lot Number	10
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	4
Census Block	4007
Census Tract	30108

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	859 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2005
Deed Sale	Nov 22, 2005
Deed Document Number	2005488355
Deed Book / Page	1989 / 826
Record Updated	Sep 20, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON MS
Property Address	859 SPRINGFIELD CT, RIDGELAND, MS 39157-1583
Document Number	0000858742
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 SPRINGFIELD CT RIDGELAND MS 391571583, RIDGELAND, MS 39157-1583

Mortgage

Document Number	0000858742
Date	Feb 19, 2019
Book Page	003692/000548
Instrument	858742

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00 Homeowner's exemption	$14,203 (+4.25%)	$142,030 (+4.25%) Land $45,000 Building $97,030
2024	$1,230.00 (+5.31%)
2023	$1,168.00 Homeowner's exemption	$13,624	$136,240 Land $40,000 Building $96,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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