861 S Rapids Rd, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 861 S Rapids Rd, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,403 sqft)
Owner	2 Individual Names on File
Last Sale	$178,400 (Jul 2018)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-026-004-008.00`

Property Details

APN / Parcel Number

Primary APN	`10-026-004-008.00`
Alternative APN	`010-026-004-008.00`

Exterior

Lot Area	52,403 sqft

Location & Zoning

Street Address	861 S RAPIDS RD
City	MANITOWOC
State	WI
Zip	54220-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	3161-197 COM AT PT ON N LN 134.2E OF NW COR SE NE, SLY AT RT ANGLES 330 TO POB, ELY 90 SLY 330, WLY 210.5 M/L, NLY 50 M/L NELY TO POB CONT.ACCESS V1262 P86
Legal Range	23E
Legal Township	19N
Legal Section	26
Legal Subdivision	TOWN OF MANITOWOC RAPIDS
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC RAPIDS
Census Block Group	4
Census Block	4012
Census Tract	600

Owner

861 S Rapids Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	861 S RAPIDS RD, MANITOWOC, WI 54220-4155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST
Jul 10, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NAT'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	20181195842
Deed Book / Page	3161 / 197
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	861 S RAPIDS RD, MANITOWOC, WI 54220-4155
Document Number	0001211232
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	861 S RAPIDS RD MANITOWOC WI 542204155, MANITOWOC, WI 54220-4155

Mortgage

Document Number	0001211232
Date	Oct 16, 2019
Book Page	003249/000609
Instrument	1211232

Lender

Name	BANKFIRST
Type	Bank
Address	MANITOWOC, WI 54220-0010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2034

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jul 10, 2018
Property Address	861 S RAPIDS RD, MANITOWOC, WI 54220-4155
Document Number	0001195842
Book / Page	003161 / 000197
Instrument Date	Jul 2, 2018
Instrument	1195842
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.20
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	861 S RAPIDS RD MANITOWOC WI 542204155, MANITOWOC, WI 54220-4155

Mortgage

Document Number	1195843
Date	Jul 10, 2018
Book Page	003161/000199
Instrument	1195843

Lender

Name	BANK FIRST NAT'L
Type	Bank
Address	MANITOWOC, WI 54220-0010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Manitowoc Rapids Town
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 (+15.7%) Homeowner's exemption	$223,800 (-) Land $24,400 Building $199,400	$281,991 (+21.98%) Land $30,744 Building $251,247
2023	$2,503.00 (+3.86%) Homeowner's exemption	$223,800 (-) Land $24,400 Building $199,400	$231,173 (+3.4%) Land $25,204 Building $205,969
2022	$2,410.00 Homeowner's exemption	$223,800 Land $24,400 Building $199,400	$223,567 Land $24,375 Building $199,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 861 S Rapids Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 S Rapids Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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