858 S Rapids Rd, Manitowoc, WI 54220 Property Records

Manitowoc County property record for 858 S Rapids Rd, Manitowoc, WI 54220

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Apr 2025)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-026-004-007.00`

Property Details

APN / Parcel Number

Primary APN	`10-026-004-007.00`
Alternative APN	`010-026-004-007.00`

Exterior

Lot Area	65,340 sqft

Location & Zoning

Street Address	858 S RAPIDS RD
City	MANITOWOC
State	WI
Zip	54220-4156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SE1/4 NE1/4 N & W OF GREEN BAY ROAD EX N160 THEREOF CONT.ACCESS V1262 P86
Legal Range	23E
Legal Township	19N
Legal Section	26
Jurisdiction	MANITOWOC WI
Township / Civil Division	MANITOWOC RAPIDS
Census Block Group	2
Census Block	2056
Census Tract	300

Owner

858 S Rapids Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	858 S RAPIDS RD, MANITOWOC, WI 54220-4156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit NICOLET NATIONAL BANK
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOX COMMUNITIES CU
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOX COMMUNITIES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on File
Deed Sale	Apr 11, 2025 · Amount on File
Deed Document Number	20251282368
Deed Book / Page	3682 / 594
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	858 S RAPIDS RD, MANITOWOC, WI 54220-4156
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003596/622
Date	Dec 27, 2023
Book Page	3596/622
Instrument	1268585

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	858 S RAPIDS RD, MANITOWOC, WI 54220-4156
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3382/201
Date	Mar 2, 2021
Book Page	3382/201
Instrument	1232351

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	858 S RAPIDS RD, MANITOWOC, WI 54220-4156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001227798
Date	Nov 17, 2020
Book Page	3353/149
Instrument	1227798

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.99%
Index	1-Year LIBOR
Max Rate	8.99%

Tax Assessment & Valuation

The 2025 property tax bill for 858 S Rapids Rd was $1,959.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Manitowoc Rapids Town
Unified School District	Manitowoc School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 Homeowner's exemption	$156,500 Land $28,000 Building $128,500	$197,192 Land $35,280 Building $161,912
2023	$1,668.00 (+2.46%) Homeowner's exemption	$156,500 (-) Land $28,000 Building $128,500	$161,656 (+3.4%) Land $28,923 Building $132,733
2022	$1,628.00 Homeowner's exemption	$156,500 Land $28,000 Building $128,500	$156,337 Land $27,971 Building $128,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 858 S Rapids Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1986–2019)
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 858 S Rapids Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANITOWOC WATERWORKS serves 34,500 people · EPA ID WI4360364
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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