861 Ridge Mountain Dr, Boones Mill, VA 24065 Property Records

Franklin County property record for 861 Ridge Mountain Dr, Boones Mill, VA 24065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 2008
Lot Size	1.46 acres (63,728 sqft)
Owner	Individual Name on File
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 02-087 00`

Property Details

APN / Parcel Number

Primary APN	`010 02-087 00`
Alternative APN	`1283`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	1,942 sqft
Basement Area	1,942 sqft
Unfinished Basement	1,942 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	63,728 sqft (1.46 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	300 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1283
Street Address	861 RIDGE MOUNTAIN DR
City	BOONES MILL
State	VA
Zip	24065-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SHANNON FOREST LOT 21 BLOCK 4 SECTION 4
Legal Subdivision	SHANNON FORES
Legal Block	4
Legal Lot Number	21
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1000
Census Tract	20400

Owner

861 Ridge Mountain Dr is owned and occupied by an individual who acquired it in June 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	861 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 17, 2021
Transfer Doc	0011643546
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Jul 29, 2026
Property Address	861 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4723
Document Number	0000004974
Book / Page	1248 / 431
Instrument Date	Jul 24, 2026
Instrument	20264974
Transaction Type	Mortgage
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	861 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4723

Mortgage

Document Number	0000004974,
Date	Jul 29, 2026
Book Page	1248/431
Instrument	20264974

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 28, 2036

Interest

Rate Type	Fixed Rate
Rate	8.25%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	861 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4723
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011811246
Date	Mar 24, 2022
Book Page	1181/1246
Instrument	220002321

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2037

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Jun 17, 2021
Property Address	861 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4723
Document Number	0011643546
Book / Page	1164 / 3546
Map Reference	MB 7 PG 156
Instrument Date	Jun 17, 2021
Instrument	210005753
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	861 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4723

Tax Assessment & Valuation

The 2025 property tax bill for 861 Ridge Mountain Dr was $1,664.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,664.00	$387,100 Land $38,900 Building $348,200	$387,100 Land $38,900 Building $348,200
2023	$1,498.00	$245,600 (-) Land $31,900 Building $213,700	$245,600 (-) Land $31,900 Building $213,700
2022		$245,600 Land $31,900 Building $213,700	$245,600 Land $31,900 Building $213,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 861 Ridge Mountain Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2004–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 861 Ridge Mountain Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Mountain Dr

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