856 Ridge Mountain Dr, Boones Mill, VA 24065 Property Records

Franklin County property record for 856 Ridge Mountain Dr, Boones Mill, VA 24065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,144 sqft · built 1987
Lot Size	1.62 acres (70,829 sqft)
Owner	2 Individual Names on File
Last Sale	$424,900 (May 2024)
Tax Bill	$1,468 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 02-084 00`

Property Details

APN / Parcel Number

Primary APN	`010 02-084 00`
Alternative APN	`1280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	3,290 sqft
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	70,829 sqft (1.62 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	318 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1280
Street Address	856 RIDGE MOUNTAIN DR
City	BOONES MILL
State	VA
Zip	24065-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SHANNON FOREST LOT 24 BLOCK 4 SECTION 4
Legal Subdivision	SHANNON FORES
Legal Block	4
Legal Lot Number	24
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1000
Census Tract	20400

Owner

856 Ridge Mountain Dr is owned and occupied by two individuals who bought it in May 2024.

Source: Franklin County records, as of July 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	856 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Sep 8, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 12, 2019	Quit Claim Deed, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Oct 25, 2012 · Amount on File
Deed Document Number	20242888
Deed Book / Page	1213 / 962
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0011240994
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 15, 2026
Property Address	856 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Document Number	0000004658
Book / Page	1247 / 1641
Instrument Date	Jul 14, 2026
Instrument	20264658
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,444.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722

Mortgage

Document Number	0000004659,
Date	Jul 15, 2026
Instrument	20264659

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	856 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011692648
Date	Sep 8, 2021
Book Page	1169/2648
Instrument	210008386

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 12, 2019
Property Address	856 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Document Number	0011240994
Book / Page	001124 / 000994
Instrument Date	Jun 21, 2019
Instrument	4142
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 RIDGE MOUNTAIN DR BOONES MILL VA 240654722, BOONES MILL, VA 24065-4722

Mortgage

Document Number	11240996
Date	Jul 12, 2019
Book Page	001124/000996
Instrument	4143

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 856 Ridge Mountain Dr was $1,468.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,468.00	$341,400 Land $39,500 Building $301,900	$341,400 Land $39,500 Building $301,900
2023	$1,346.00	$220,700 (-) Land $32,500 Building $188,200	$220,700 (-) Land $32,500 Building $188,200
2022		$220,700 Land $32,500 Building $188,200	$220,700 Land $32,500 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 856 Ridge Mountain Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2004–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Ridge Mountain Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Mountain Dr

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