854 Ridge Mountain Dr, Boones Mill, VA 24065 Property Records

Franklin County property record for 854 Ridge Mountain Dr, Boones Mill, VA 24065

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,392 sqft · built 1976
Lot Size	8.43 acres (367,211 sqft)
Owner	Individual Name on File
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 00-057 01`

Property Details

APN / Parcel Number

Primary APN	`010 00-057 01`
Alternative APN	`1195`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,392 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	2,392 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	367,211 sqft (8.43 acres)
Terrain	Rolling
Garage Area	675 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1195
Street Address	854 RIDGE MOUNTAIN DR
City	BOONES MILL
State	VA
Zip	24065-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ROUTE 684
Legal Subdivision	DORIS H HURD CONSTRUCTION
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1000
Census Tract	20400

Owner

854 Ridge Mountain Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	854 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage BEACON CU
Sep 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2020	Intrafamily Transfer, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020
Deed Sale	Aug 10, 2020
Prior Sale	Jan 19, 2016 · Amount on File
Deed Document Number	20205683
Deed Book / Page	1144 / 1385
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0011441385
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	854 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012012784
Date	Jul 28, 2023
Book Page	1201/2784
Instrument	230004309

Lender

Name	BEACON CU
Type	Credit Union
Address	LYNCHBURG, VA 24502

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jul 24, 2033

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	854 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011701777
Date	Sep 20, 2021
Book Page	1170/1777
Instrument	210008760

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Aug 10, 2020
Property Address	854 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722
Document Number	0011441385
Book / Page	1144 / 1385
Instrument Date	Aug 5, 2020
Instrument	200005683
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	854 RIDGE MOUNTAIN DR, BOONES MILL, VA 24065-4722

Mortgage

Document Number	0200005684
Date	Aug 10, 2020
Instrument	200005684

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 854 Ridge Mountain Dr was $1,713.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00	$398,500 Land $66,700 Building $331,800	$398,500 Land $66,700 Building $331,800
2023	$1,984.00	$325,300 (-) Land $59,700 Building $265,600	$325,300 (-) Land $59,700 Building $265,600
2022		$325,300 Land $59,700 Building $265,600	$325,300 Land $59,700 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 854 Ridge Mountain Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2004–2019)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 854 Ridge Mountain Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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